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If you don’t have the Citi Hilton HHonors Visa Signature Card, now’s a great time to apply. For a limited time, the card’s offering an increased sign-up bonus of 75,000 HHonors points after you make $2,000 in purchases in the first three months of account opening.
This limited-time offer is a significant step up from the card’s usual sign-up bonus of 40,000 HHonors points (after making $1,000 in purchases in the first three months). It’s great to see Citi raising the sign-up bonus to 75,000 HHonors points (if only for a limited time) — if you didn’t catch the last round in September, now is a very good time to sign up.
Based on TPG’s latest valuations, the sign-up bonus is worth $375, though depending on how you redeem the points, they could easily be worth more. For example, you could score a night at the Category 9 Hilton Moorea, where nightly room rates hover well over $400. You can also redeem the sign-up bonus for a week-long award stay at lower-level Hilton properties like the DoubleTree Kuala Lumpur.
Here’s a rundown of the card’s benefits:
- Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
- No annual fee.*
Is It Worth It?
If you’re looking to minimize out-of-pocket costs for hotel stays, the Citi Hilton HHonors Visa Signature Card is a no-brainer. Depending on how you choose to redeem them, the 75,000 points can get you far — or get you a night at a high-category property that might be out of reach with cash.
Plus, the card grants you automatic HHonors Silver status, which means you can enjoy the fifth night free on award stays. Last year, Nick Ewen pegged Silver status at $65 — while that’s not much, it adds to the value you’ll get from a no-fee card, and you can also fast-track to HHonors Gold status by completing four eligible stays within the first 90 days of cardmembership or by spending $20,000 on the card in a calendar year.
That said, this card isn’t the only option for Hilton guests. There’s also the Citi Hilton HHonors Reserve Card, which offers two free weekend nights at participating Hilton properties when you spend $2,500 in the first four months after account opening. The card does come with a $95 annual fee, but it justifies it with elevated benefits, including higher earning rates and complimentary Gold status. Still, there’s no reason you can’t hold both cards — just make sure you keep Citi’s application restrictions in mind.
While the Citi Hilton HHonors Visa Signature Card might not be the most rewarding option for everyday spending, the current 75,000-point sign-up bonus and the lack of an annual fee make it a relative no-brainer. If you’re thinking of applying, don’t wait too long before pulling the trigger. It’s not clear when this limited-time offer will expire, but in the past it’s stuck around for a few months at a time.
How would you use 75,000 HHonors points?
With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards