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This Man Has Many More Credit Cards Than You

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Think you have too many credit cards? Walter Cavanagh of Santa Clara, California has you beat. Cavanagh is known as “Mr. Plastic Fantastic,” and he’s a Guinness World Record Holder thanks to his collection of nearly 1,500 active credit cards.

Even if Cavanagh earned a measly 10,000-mile sign-up bonus on each of his cards, he’d still have more than 15 million points to fly around the world many times over in top first-class products, such as those offered by Cathay Pacific, Emirates and Lufthansa. Of course, most wallets won’t hold this many cards (let us know if you find one that does!), and with a total weight of 38 pounds, they’d take up most of his checked luggage allowance (which he probably gets for free).

First class is a great way to fly.
With 1,500 sign-up bonuses, you can spend a lot of time in first class.

In total, Cavanagh has a $1.7 million line of credit, which, across 1,500 accounts, works out to about $1,133 per card — not too much in reality, but he says that his credit is in good health. Of course, keep in mind that there are multiple components of a credit score, and even some lesser-known factors — ultimately it’s important to practice responsible use of credit cards. While you don’t need anywhere near this number of cards, there are plenty of benefits to having a few. If you’re working to build out your own collection, consider some of these fantastic starter cards to help get you on your way to booking some fantastic award flights.

H/T: Money

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Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 16.24%-23.24% Variable Introductory Annual Fee of $0 the first year, then $95 0% Excellent Credit