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Think you have too many credit cards? Walter Cavanagh of Santa Clara, California has you beat. Cavanagh is known as “Mr. Plastic Fantastic,” and he’s a Guinness World Record Holder thanks to his collection of nearly 1,500 active credit cards.

Even if Cavanagh earned a measly 10,000-mile sign-up bonus on each of his cards, he’d still have more than 15 million points to fly around the world many times over in top first-class products, such as those offered by Cathay Pacific, Emirates and Lufthansa. Of course, most wallets won’t hold this many cards (let us know if you find one that does!), and with a total weight of 38 pounds, they’d take up most of his checked luggage allowance (which he probably gets for free).

First class is a great way to fly.
With 1,500 sign-up bonuses, you can spend a lot of time in first class.

In total, Cavanagh has a $1.7 million line of credit, which, across 1,500 accounts, works out to about $1,133 per card — not too much in reality, but he says that his credit is in good health. Of course, keep in mind that there are multiple components of a credit score, and even some lesser-known factors — ultimately it’s important to practice responsible use of credit cards. While you don’t need anywhere near this number of cards, there are plenty of benefits to having a few. If you’re working to build out your own collection, consider some of these fantastic starter cards to help get you on your way to booking some fantastic award flights.

H/T: Money

Chase Sapphire Preferred® Card

Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.

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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer Fee
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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