This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here – Citi ThankYou Premier Card

Roughly a year ago, Citi began shipping its Prestige Card with the magnetic stripe on the front instead of on the back. Then, earlier this year, new Citi Premier cards began arriving with a similar design. The peculiar move certainly generated some buzz, and helped Citi differentiate its flagship cards from those of competitors — specifically because of the awkward way in which cashiers have to swipe it.

Unfortunately, the move was a bit less consumer (and cashier)-friendly than Citi had likely imagined. I used the physical card quite a bit while working my way to the minimum spend for the 50,000-point bonus, and every time I handed it over to a cashier, they had a difficult time figuring out how to swipe it, even after I gave a brief tutorial. Now, I primarily use Prestige for 4th Night Free bookings, so it gets swiped every other week at most.

Personally, that’s worked out fine, since I get more value out of using the Chase Sapphire Preferred card for dining expenses, which make up most of my in-person transactions, but it would still be nice to be able to hand over my Prestige card and have the transaction go through on the first swipe.

Citi overnighted my Prestige card to Hawaii.

Fortunately, the weekend brought some great news on that front. Citi has finally moved the magnetic strip to the back of the card where it belongs! I called Citi this morning to confirm, and within a few minutes I had a new card on the way — it arrives tomorrow, with Citi picking up the tab for overnight shipping, just as it did when shipping my replacement card to Hawaii in August.

Overall, this might not seem like a huge change, but there’s no question that it’s a much-needed improvement to an otherwise fantastic product. Well done, Citi!

H/T: One Mile at a Time

Chase Sapphire Preferred® Card

Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.