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TPG reader Brent tweeted me to ask about earning rewards when booking through Chase Ultimate Rewards:

@thepointsguy — “Is it correct that I will earn airline miles for flights booked on Chase Ultimate Rewards, but I won’t earn hotel points?”

There are a lot of different ways to redeem your points and miles, and if you have a Chase credit card that earns Ultimate Rewards Points (like the Chase Sapphire Preferred or the Ink Plus Business Card), you can redeem points for any flight or pretty much any hotel at the rate of 1.25 cents apiece. The bonus is that you actually earn miles as if you had paid cash for that ticket.

In most cases, you won’t earn points when you book hotel stays through the Chase Ultimate Rewards travel portal.

When it comes to hotels, unfortunately Brent’s observation is accurate. Rooms booked through Chase Ultimate Rewards are like those booked through an online travel agency, so you’re not going to earn points. Many hotels don’t let you earn points unless you book directly, where as the complete opposite is true for flights.

You can try to add your number and maybe get some elite perks out of it (I’ve done that several times). I stayed at the Westin Palace Madrid once when I was low on SPG points and cash, and I really just needed to book a hotel stay. I didn’t earn any Starpoints, but I tried to get some SPG Platinum recognition out of it. I was able to add my number, but the rate was not eligible.

If you’re going to use a credit card to book hotel stays, the Amex Fine Hotels & Resorts program will actually allow you to earn hotel points and elite credits. You’ll be booked as if for a corporate stay, so across the board you’ll earn miles and points.

Of course, using Amex Membership Rewards points for hotels is not a good deal, at you’re generally going to get less than 1 cent per point in value.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook or send me an email at

Chase Sapphire Preferred® Card

Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.

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More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer Fee
Recommended Credit
Excellent Credit

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