Chase Sapphire Reserve℠

Google Bringing Improved Credit Card Payments to Android Phones

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

You’ve probably heard enough about Apple Pay on iPhones and the Apple Watch already, but what about an equivalent for Android users? Beginning with Android M, the next version of Google’s smartphone OS, you’ll be able to swipe a credit card payment using your phone, letting you keep your plastic cards in your pocket (or even at home).

Of course, contactless payments are nothing new — retail stores and subway stations in Japan have been accepting wireless payments for more than a decade, and Google’s even dabbled with NFC payments off and on since 2011, but with Apple’s recent adoption, banks, merchants and phone manufacturers are really stepping up their NFC (near-field communication) game.

According to a Google blog post, Android Pay is coming later this year, with support from American Express, Discover, MasterCard and Visa. You’ll be able to pay at 700,000-plus stores across the US, and potentially some around the world as well. Several plastic credit cards already support contactless payments, including the Chase Freedom card and the Starwood Preferred Guest Credit Card from American Express. With both of these cards, you can simply tap the card to a reader to pay, just as you’ll eventually do with an Android smartphone.

Starwood Preferred Guest® Credit Card from American Express

Apply Now
  • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • No Foreign Transaction Fees on international purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 15.49%-19.49% Variable $0 introductory annual fee for the first year, then $95. 0% Excellent Credit