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TPG reader Donald tweeted me to ask

@thepointsguy – “Do any credit cards offer bonuses for pharmacy purchases?”

I always advocate maximizing the points you earn on each purchase, and with healthcare costs going through the roof, it makes sense to pay close attention to which card you use on pharmacy purchases. There’s one card that does offer a bonus for spending at pharmacies: the Citi Hilton HHonors Visa Signature Card offers three points per dollar spent on drugstore purchases. Of course, you have to consider that Hilton HHonors points aren’t all that valuable — it’s not like you’re earning three Amex, Chase, or Starwood points, but you’ll still get about 2% or so back in value on your pharmacy spend.

Make sure to maximize pharmacy purchase by using the right credit card. Photo courtesy of Shutterstock.
Maximize pharmacy purchases by using the right credit card. Photo courtesy of Shutterstock.

If possible, I recommend going to a pharmacy at a supermarket. This way you can maximize supermarket purchase bonuses, which are much bigger and easier to come by. One of the best cards to use at supermarkets is the Blue Cash Preferred Card from American Express, which offers six points per dollar spent on up to $6,000 of spending annually (1% after that), which essentially earns you 6% back at standalone US supermarkets.

The Hilton HHonors Surpass Card from American Express earns six points per dollar at supermarkets, and  currently offers a sign-up bonus of  80,000 points after you spend $3,000 in purchases on the Card within your first 3 months of cardmembership.

Another option is the Amex EveryDay Preferred Card, which earns three valuable Amex Membership Rewards points at supermarkets and offers a 50% bonus on all points earned for the month when you use your card at least 30 times, giving you 4.5 points per dollar spent.

Make sure the pharmacy at your supermarket qualifies for the bonus. It should, but it’s worth testing it out first or calling to verify.

You can always reference this post on Maximizing Credit Card Bonus Categories, but here’s a list of cards that earn bonus points at supermarkets:

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

The Amex EveryDay® Preferred Credit Card from American Express
Apply Now
More Things to Know
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking through amextravel.com.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
0% for 12 months
Regular APR
13.49%-23.49% Variable
Annual Fee
$95
Balance Transfer Fee
3.00%
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

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Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.