When Should I Apply for the United MileagePlus Explorer?
Update: Some offers mentioned below are no longer available. View the current offers here - United MileagePlus Explorer Card
TPG reader Jason tweeted me to ask
@thepointsguy – "Is it worth signing up for the United MileagePlus Explorer card now?"
Right now the United MileagePlus Explorer Card from Chase is offering a sign-up bonus of 30,000 miles after you spend $1,000 in the first 3 months. My advice is not to sign up for the card just yet, because it's possible (or even likely) that you could get a better deal. Chase sometimes offers a sign-up bonus of 50,000 miles for this card, and often targets individuals for that same larger bonus (this happened to me when I was a United MileagePlus elite member).
Also, you may be able to find a better offer when booking airfare through the website, because United sometimes presents deals to those purchasing airfare or checking out. The 30,000 mile bonus is respectable, but I would hold off in hopes of a better offer.
If you happen to have a small business, the United MileagePlus Explorer Business Card currently offers a 50,000 mile bonus after you spend $2,000 on purchases in the first 3 months, so you could apply for that card now and then wait for a better bonus from the personal card.
If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.