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TPG reader Melony emailed me to ask:

“Are there any ways to earn bonus points or miles for tax payments and mortgage payments these days?”

I’ll start by answering the tax portion of Melony’s question. April 15, the dreaded tax day, will be here before we know it.

I actually do earn a lot of miles by paying my taxes with the Delta SunTrust card, however this card is no longer available for new applicants. It costs $3 per payment, and the card has a daily limit of $35,000. So depending on how big your tax payment is, you can get a lot of Delta miles basically for free by using this credit card to make the payments. See my post on Maximizing the Delta Suntrust Card for more info.

Tax Day is on its way! Photo courtesy of Shutterstock.
Tax Day is on its way! Photo courtesy of Shutterstock.

As for mortgages, there really is no easy, cheap, and free way to earn miles on these kinds of payments. Some cards will let you pay rent by charging you 2-3%, but I don’t think it’s worthwhile. You’re better off earning the points and miles elsewhere at a better rate. However, it could make sense if you’re trying to spend enough to earn an annual spending bonus.

Generally though, there aren’t carefree and easy ways to earn points on mortgages. The days of Bluebird are long gone, and if anyone does know of a way, please share it in the comments below.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at

The Amex EveryDay® Preferred Credit Card from American Express


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More Things to Know
  • Earn 15,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Use your Card 30 or more times on purchases in a billing period and earn 50% more points on those purchases less returns and credits. Terms and limitations apply.
  • 3x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
0% for 12 months
Regular APR
13.49%-23.49% Variable
Annual Fee
Balance Transfer Fee
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.