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TPG reader Berel sent me a message on facebook to ask:

I have the Chase Ink Plus and spend about $25,000-30,000 on it each month. Is there another business credit card you recommend so I can accumulate points other than Chase Ultimate Rewards?

The Chase Ink Plus is among the business cards that I use regularly, and I think it’s one of the top cards out there, especially if you’re spending money on office supplies, gas, or hotels.

The other business card that I use the most is the Starwood Preferred Guest Business Credit Card from American Express. Starpoints are the most valuable loyalty currency in my opinion. They’re amazing for hotel stays; I use them for SPG Moments (like taking my dad courtside to a Knicks game); and there are 33 travel transfer partners. Starwood Business is a great card, though it is a credit card, and my credit line isn’t as big as I’d like it to be, since I have several other Amex cards.


To help you decide which card will suit you, think about how you want to diversify your points. If you want perks, the The Business Platinum Card from American Express OPEN won’t give you the best earning ratio, but will give you access to Centurion Lounges, $200 annually in airline rebates, free Global Entry, and more.

Those are two good options, but there are tons of other offers out there. Ink Plus and SPG Business are my main business cards, and cover most of my travel needs, but see what else is available before you pick one.

Starwood Preferred Guest® Business Credit Card from American Express

There’s no telling how much longer these cards will be around and available for new applications because of the Marriott takeover, so now might just be the perfect time to apply. Apart from hotel redemptions, you can transfer Starpoints to over 30 airline partners, and now also transfer points from Starwood to Marriott Rewards at a 1:3 ratio, opening up even more redemption options.

Apply Now
More Things to Know
  • Limited Time Offer: Earn up to 35,000 bonus Starpoints® - Offer ends 04/05/2017.
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn an extra 10,000 bonus Starpoints® after you make an additional $3,000 in purchases within the first 6 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
Intro APR on Purchases
Regular APR
15.74% - 19.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.