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What’s the Most Lucrative Current Credit Card Sign-up Bonus?

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TPG reader Chris emailed me to ask:

“What is the most lucrative credit card sign-up bonus offer available right now?” 

There are some incredibly valuable targeted offers out there right now, but to answer this question I’m going to focus only on bonuses available to everyone.

I think that right now the most lucrative sign-up bonus is the US Airways Premier World MasterCard, which offers 50,000 miles after your first purchase and payment of the $89 annual fee.

If you take advantage of even half the perks, you’re going to come out way ahead with this card. US Airways miles are extremely useful, but even if you don’t want to use them right away, they will still have plenty of value as American Airlines AAdvantage miles when the two programs merge in the second quarter of 2015.

Getting 50,000 miles after the first purchase is a great bonus opportunity. Photo courtesy of Shutterstock.
Getting 50,000 miles after the first purchase is a great bonus opportunity. Photo courtesy of Shutterstock.

Getting 50,000 miles after just the first purchase is pretty hard to beat!

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®

Apply Now
  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year*
Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 15.99% - 23.99%* (Variable) $95, waived for first 12 months* 0% Excellent/Good