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Credit Card Annual Spending Bonuses to Hit in 2014

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As 2014 winds down, there are a lot of important award travel considerations for the end of the year, including elite status qualification, upcoming program changes, and credit card benefits to maximize before they expire.

Back in January I looked at what I think are the top credit card annual spending bonuses. Most of these bonuses are based on spending within the calendar year (as opposed to the account anniversary), so with only 3 weeks left until 2015, I wanted to remind readers to check their progress and offer some tips for how to boost your spending if you’re cutting it close.

British Airways A380 First Class
The British Airways Visa offers a Travel Together certificate as a spending bonus – great for first class!

Among the calendar year spending bonuses I wrote about previously, here are some of my favorites:

Book your summer vacation early to boost your 2014 spending. Photo courtesy of Shutterstock.

If you’re close to earning your credit card spending bonus but need a little extra push, here are a few ideas to help you get over the threshold:

  • Buy gift cards: you can get gift cards just about anywhere—the grocery store, gas station, your favorite restaurants, etc. By buying those gift cards now, you’re effectively pre-paying for some of your 2015 expenses, but you can apply them to your 2014 spending.
  • Start planning next year’s travel: if you have a 2015 vacation in mind, consider booking it early. Even if you’re planning award travel, there may be portions of your trip that you can’t cover with points and miles.
  • Pay your taxes early: you can use a credit card to pay your taxes, and while you’ll incur some fees for doing so, the trade-off may be worthwhile if the bonus you earn is substantial.

Finally, to help you track your spending and make sure you reach the threshold, check out the premium Tracker function on the new TPG To Go app. It monitors your progress and keeps you apprised of exactly how far you have to go until you earn a bonus.

Which spending bonuses are you going for this year?

British Airways Visa Signature® Card

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  • 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
  • In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 16.24%-23.24% Variable $95 0% Excellent Credit