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Can I get both the US Airways MasterCard & AA MasterCard?

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TPG reader Brian tweeted me to ask:

@thepointsguy–“I just got the US Airways MasterCard with a 40,000 mile bonus. Can I apply for the AAdvantage Platinum MasterCard and the 50,000 bonus miles next year?”

There are a lot of different credit card options available right now if you fly US Airways  or American. Among them are the Barclaycard US Airways World Premier MasterCard and several American Airlines options, like the Citi / AAdvantage Platinum Select World Elite MasterCard.

Brian wants to know if he can get both cards, and the answer is yes. These cards come from two separate issuers (Barclaycard and Citi), and Citi couldn’t care less if you have a Barclaycard product. In fact, that would probably give them incentive to approve your application in order to take business away from a competitor. Leverage that competition and use it to your benefit. Plus, you never know when the 50,000-mile sign-up bonus will go away, so it’s better to apply sooner rather than later.

Getting approved for both cards won't be an issue as they are from different banks. Image courtesy of Shutterstock.
Getting approved for both cards won’t be an issue, as they’re from different banks. Image courtesy of Shutterstock.

I think the other way around is where people need to make a decision. After the AAdvantage and Dividend Miles frequent flyer programs merge in the second quarter of 2015, you’ll no longer be able to apply for a new US Airways MasterCard from Barclaycard. Dividend Miles will then cease to exist, so there will be no new cards.

So if you want the US Airways MasterCard (which also has a generous bonus), you should get it soon. You may get the opportunity to upgrade to the Aviator card as well, which is currently by invitation only (though I expect the application will go public next year).

My suggestion is to get both cards soon, before the Barclaycard disappears or the sign-up bonuses are diminished, since we don’t know when that might happen.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®

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  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year*
Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
N/A 14.24% - 22.24%* (Variable) $95, waived for first 12 months* 0% Excellent/Good