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TPG reader Philip tweeted me to ask:
“@thepointsguy If you book Delta tickets through Chase Ultimate Rewards, will you get MQDs? I’ve started to NOT get MQDs on recent tickets I have purchased through Ultimate Rewards.”
Credit card points can be especially valuable when redeemed directly for airfare, because you usually earn miles on the tickets purchased. This is the case with most of the online booking portals like Chase Ultimate Rewards, American Express Travel or the Citi Thank You Rewards Travel Center. When you use points like this to book a flight, the credit card company usually uses a third party vendor (like a Travelocity-powered search engine) to buy the ticket for you, and you usually redeem your points at about 1 cent per point, or 1.25 cents per point in some cases (like with the Chase Sapphire Preferred card.
TPG reader Philip is concerned that he has’t been earning MQDs when purchasing Delta tickets through the Chase Ultimate Rewards website.
Philip, the answer here is that you should be earning MQDs. If you book a flight using cash (which technically you are) and not using SkyMiles, there’s nothing in the rules that states you will not get MQDs. I actually reached out to Delta to confirm this, as there have recently been many reports on Flyertalk of people not earning MQDs in similar situations. Delta responded as follows:
“As long as they are purchasing air-only tickets directly from Delta or a recognized OTA that carries our inventory they will receive MQD credit for Delta marketed and operated flights. They will not receive MQD credit if they are purchasing vacations packages (hotel+air combined into one purchase) or if they purchase from a consolidator or from an opaque site where the carrier is not revealed until after the purchase has been completed. Amex Travel and Chase Ultimate Rewards sites sell a fair amount of vacations packages so that may be what they are seeing. They do not sell opaque fares on those two sites. However, vacations purchases from Delta Vacations do earn modified MQDs.”
Chase Sapphire Preferred® Card
|Intro APR||Regular APR||Annual Fee||Foreign Transaction Fee||Credit Rating|
|N/A||16.24%-23.24% Variable||Introductory Annual Fee of $0 the first year, then $95||0%||Excellent Credit|