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TPG reader Matt tweeted me to ask:

@thepointsguy “I’m on a Delta Platinum Challenge, can I sign up for the Delta Reserve American Express credit card and have those MQM’s qualify for the challenge requirement?”

Airline Elite status matches and challenges are a great way to leverage your current status and quickly earn similar status on another airline without having to start from the bottom of the ladder.

TPG reader Matt is on a Delta Platinum Challenge and wants to know if the MQMs earned from the Delta Reserve American Express card will count for the challenge requirements. Unfortunately, the answer is no. You’ll have to fly. Airlines in general aren’t going to let you use credit card spending to meet challenge requirements.

Credit card MQM's won't count for the Delta Platinum challenge, you have to fly. Image courtesy of Shutterstock.
Credit card MQM’s won’t count for the Delta Platinum challenge, you have to fly. (Image courtesy of Shutterstock)

Even once you hit a status challenge level, you don’t automatically get that many elite qualifying miles at that level. Your elite qualifying level points, miles or segments remain where they are; the status challenge just elevates you to a certain level, and you have to earn that status if you want to keep it.

Often the airline credit card elite qualifying miles won’t help you in the first year; it’s only when you want to re-qualify for the next year that they come into play.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at info@thepointsguy.com.

Gold Delta SkyMiles® Credit Card from American Express

If you are a Delta flyer who is looking to bank some extra miles this card is a great addition for your wallet. While you'll earn 2 miles per dollar on Delta purchases and 1 mile per dollar on everything else, you'll also have access to other perks like priority boarding, a first bag checked free and 20% off in-flight purchases.

Apply Now
More Things to Know
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
None
Regular APR
16.24%-25.24% Variable
Annual Fee
$0 intro annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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