Chase Sapphire Reserve℠

Will Delta Reserve MQMs Qualify for Platinum Challenge?

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

TPG reader Matt tweeted me to ask:

@thepointsguy “I’m on a Delta Platinum Challenge, can I sign up for the Delta Reserve American Express credit card and have those MQM’s qualify for the challenge requirement?”

Airline Elite status matches and challenges are a great way to leverage your current status and quickly earn similar status on another airline without having to start from the bottom of the ladder.

TPG reader Matt is on a Delta Platinum Challenge and wants to know if the MQMs earned from the Delta Reserve American Express card will count for the challenge requirements. Unfortunately, the answer is no. You’ll have to fly. Airlines in general aren’t going to let you use credit card spending to meet challenge requirements.

Credit card MQM's won't count for the Delta Platinum challenge, you have to fly. Image courtesy of Shutterstock.
Credit card MQM’s won’t count for the Delta Platinum challenge, you have to fly. (Image courtesy of Shutterstock)

Even once you hit a status challenge level, you don’t automatically get that many elite qualifying miles at that level. Your elite qualifying level points, miles or segments remain where they are; the status challenge just elevates you to a certain level, and you have to earn that status if you want to keep it.

Often the airline credit card elite qualifying miles won’t help you in the first year; it’s only when you want to re-qualify for the next year that they come into play.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at

Gold Delta SkyMiles® Credit Card from American Express

Apply Now
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR Regular APR Annual Fee Foreign Transaction Fee Credit Rating
None 15.99%-24.99% Variable $0 intro annual fee for the first year, then $95 0% Excellent Credit