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TPG reader Suzette sent me a message on Facebook asking:

Hey –  need your help, how can I convert my Chase Points to SPG Points?”

I always get questions from people wanting to convert one type of frequent flyer mile, hotel point, or credit card point into another. Generally you don’t do that – once you accrue miles and points in a certain currency, it’s usually pretty difficult to turn it into another currency.

Unfortunately for Suzette, you can’t convert Chase Ultimate Rewards points to Starwood Preferred Guest points, at least not at a ratio that will make any sense whatsoever. will allow you to trade with other people or convert your points between currencies, but you’re going to lose a majority of the value and you’ll have to pay fees to do it, so it’s not worthwhile. will allow you to buy and transfer points to other people. allows you to buy and trade points, but not at a good ratio.

If you need SPG points I would get the Starwood Preferred Guest Credit Card from American Express which comes with 25,000 StarPoints when you spend $3,000 within the first 3 months. Starwood Preferred Guest points are the most valuable points currency out there per my monthly valuations, and that’s for good reason. SPG points are also really hard to get, but once you earn them, you can transfer to 32 different airlines or use them for hotel stays.

The main credit card programs American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Starwood Preferred Guest allow you to transfer out, but you can’t transfer back in at any ratio that would make sense. In general, if you want to accrue points in a certain currency, you have to have a strategy in place and it can’t just be last minute shuffling of your points or you’ll lose a lot of value.

If you have any other questions, please tweet me @thepointsguy, message me on Facebook, or send me an email at

Starwood Preferred Guest® Credit Card from American Express

The best sign-up bonus we've ever seen from the SPG Amex is here, for a limited time only. Earn up to 35,000 Starpoints which can be used for hotel redemption around the globe, transferred to over 30 airline partners, and even transfer from Starwood to Marriott Rewards at a 1:3 ratio.

Apply Now
More Things to Know
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
Regular APR
15.74%-19.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.
Balance Transfer Fee
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.