What Are the Fees to Transfer Points to Airline Partners?

by on July 13, 2014 · 8 comments

in American Express, Membership Rewards, Starwood, Sunday Reader Questions, Ultimate Rewards, United, Video Blog Post

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My favorite kind of points are those that you can transfer to numerous different programs. The three key transferable-points programs that I bank to are Chase Ultimate Rewards, American Express Membership Rewards, and Starwood Preferred Guest. I love educating fellow travelers about these programs, so I was glad when TPG reader Therese messaged me on Facebook this week with the following question:

“I want to book a United award ticket and was told there was a charge of $15 per transfer of 1,000 Ultimate Reward points to my United account. Is this correct? Thank you!”

Therese, I’m happy to report that you’ve been given false information. If you transfer United miles to another United account, you’ll be charged a transfer fee of 1.5 cents per mile and a non-refundable, per-transaction processing fee of $20; transfers can be made to a maximum of three accounts in one transaction. Rest assured, though, that you do not pay fees when transferring Chase Ultimate Rewards to United, or for that matter, to any of the Ultimate Rewards travel partners
Most transferrable-points programs don't charge fees to transfer points to airline partners - with one exception (Image courtesy of Shutterstock)

Most transferrable-points programs don’t charge for partner transfers – with one exception.

There are also no fees when you transfer Starwood Preferred Guest Starpoints into airline miles. However, American Express Membership Rewards will charge a .06-cent excise fee per point when you transfer to US frequent flyer programs. For example, if you transfer 50,000 Amex points to Delta, you’re going to get hit with a $30 transfer fee. (Note that the Amex transfer fee is capped at $99 per transaction.) To minimize these fees and maximize your Amex points, transfer your Membership Rewards to foreign frequent flyer programs like British Airways Avios.

I hope this answers your question, Therese – and good luck on your United award booking!

If anyone has additional questions, please message me on Facebook, tweet me @ThePointsGuy, or send me an email at [email protected]

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • aa

    Therese make sure to note that you cannot transfer Ultimate Rewards points to anyone other than your United Account or Domestic Partner’s United Account (same goes for other ff programs). If you transfer to a friend Chase will shut down your UR Account and close your credit card!!

  • recbecca

    that’s not true

  • Jeff

    Can you transfer amex points to someone other than yourself?

  • sheldon

    That AMEX surcharge drives me freaking crazy. It makes it so that the only time I can justify moving membership rewards is when there’s a bonus. Otherwise, I’m pumping points into Starwood and getting the 20:25 bonus as often as possible.

  • lola

    That I’d true

  • Dan’s the Man

    IS NOT

  • Dan’s the Man


  • Dan’s the Man


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