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Update: Some offers mentioned below are no longer available. View the current offers here – Citi AAdvantage Executive World Elite MasterCard

One of the best deals out there is the 100,000 mile offer for the Citi Executive AAdvantage, which I posted about earlier this month. I myself have gotten 3 of them (yes, that’s right, 3), and all three accounts are still open. You might wonder why I would keep all three cards when each one incurs a $450 fee. There’s a simple explanation.

After 30 days, Citi won’t prorate your annual fee if you close your account, and the minimum spend is $10,000, which will likely take most people longer than a month to charge. If you’ve paid the fee, you can do what I do, which is to call Citi and explain that you want to cancel, and you may receive some lucrative retention bonuses. I was offered 1,000 extra miles per month when I spend $1,000. That being the case, it made sense to hold onto the extra cards.

While both the annual fee of $450 and the minimum spend of $10,000 are high, the Citi Executive AAdvantage card comes with $200 in statement credits, so essentially you’re getting 100,000 AAdvantage miles for $250, which is a great deal no matter how you slice it. I value American Airlines AAdvantage Miles at 1.7 cents a piece, so this card provides at least $1900 in value for an expense of only $250. It also includes Admirals Club access, chip-signature technology, and no foreign transaction fees, so the true value could be much higher depending on how you feel about American Airlines lounges.

You don’t need to close existing cards to get the bonus; you can have multiple cards and multiple bonuses. However, this offer was on life support last week (and even disappeared briefly). I wouldn’t be surprised if it gets pulled for good, so if you’re interested, apply sooner rather than later. Some additional highlights of the card include Admirals Club access and No Foreign Transactions Fees.

American Airlines Airbus 321
Where will you go with 100,000 AAdvantage miles? Tell us in the comments below!

There is a timeline that card applicants must abide when applying for Citi credit cards. If your most recent application for any Citi card is less than 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than 65 days ago, you need to wait. These rules are not published or known by Citi CSRs, but rather are based on thousands of Citi card applications and datapoints from fellow points and miles enthusiasts.

Disclaimer: This card is not part of our affliliate program, and although the offer is not explicitly listed on the landing page, per this Flyertalk thread and from other discussions throughout the bloggosphere, I know that this offer is valid. If you do apply, please share your results in the comments below to help inform fellow readers.

Chase Sapphire Preferred Card

With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
N/A
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer Fee
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.