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Does Chase Sapphire Preferred Get a 10% Exclusives Bonus?

by on June 8, 2014 · 5 comments

in Chase, Chase Sapphire Preferred, Credit Cards, Sunday Reader Questions, Ultimate Rewards, Video Blog Post

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Update:  As of July 20, 2014, the Chase Sapphire Preferred Card no longer offers the 7% annual points dividend. View the current sign up offer here.

The Chase Freedom card is tied into a program called Exclusives, which gives a 10% bonus on all points earned throughout a year (including the 5X bonus points) to customers who have both the Freedom card and a Chase checking account.

TPG reader Nick asked “does the Sapphire Preferred get a 10% customer bonus like the Freedom in addition to or in lieu of the 7% annual dividend.

The answer is no; there is no Exclusives offer for the Chase Sapphire Preferred, but as Nick mentioned, you do get a 7% annual dividend on all the points you earn within a year.

A couple people tweeted me this week, worried because Chase has removed that 7% dividend from its marketing bullets for the Sapphire Preferred, but that doesn’t mean the offer is no longer available. I reached out to my contacts at Chase, and they assured me that the annual 7% dividend is still available, it’s just not one of the key benefits that they’re marketing at this time. So don’t worry, it’s not going away as far as I know.

Personally I have both the Freedom and Sapphire Preferred cards. You can leverage both the Exclusives and the 5X categories on Freedom, as well as the 2X points on dining and the 7% dividend on Sapphire. Then you can combine all of your Ultimate Rewards points, so those Freedom points (which are generally cash back) can be merged and then transferred to any of the 11 Chase Ultimate Rewards transfer partners.

If you have any others, please message me on Facebook, Tweet me @ThePointsGuy, or email me at [email protected]

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • Nick DeSantis

    Thank you for clearing this up! I currently have the Freedom and intend on applying for Sapphire Preferred next month to replace my ThankYou Premier.

  • Glaire

    I wish the Sapphire Preferred would be a super set of the Freedom benefits so I could reduce the number of cards I carry.

  • thepointsguy

    Agreed- would be nice if there was one mega Chase card that included all Ink/Sapphire Preferred/Freedom perks!

  • Glaire

    Have you suggested this to your Chase contact?

  • Joe

    You sure they still offer the dividend? It’s not in the Sapphire offer terms anymore.

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