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Back in the day there were many miles-earning debit card options, but they have been drying up as of late. We have heard some rumors that Delta Suntrust Debit Card was going away, and it looks like that is the case. TPG Reader Daryl sent us the following email: “I just learned (about 5-minutes ago) from my SunTrust banker in Atlanta that as of June 21st, 2014 that the bank will stop offering the SunTrust/Delta SkyMiles Check to new card applicants …though will continue to offer the card on renewal for existing cardholders. My banker also told me that the bank has not publicized this change and it’s being discussed with cardholders as they inquire about the product.”

I’ve been a fan of the Delta Suntrust Debit Card for quite a while now, as it’s one of the best cards to use for paying your taxes all while earning miles. What’s best is that you will only incur fees that are nominal compared to those that are charged when you use a credit card to pay your taxes and as quarterly business tax deadlines approach for businesses becomes an important and timely issue to consider. This card is also a decent option for anyone who doesn’t have a strong enough credit card to get a normal credit card.

The Delta Suntrust debit card.
The Delta Suntrust debit card.

Card Benefits:

  • Earn one mile for every dollar you spend on everyday purchases and two miles for every dollar spent on Delta purchases, including tickets, in-flight purchases and Delta Sky Club memberships
  • Zero Liability: 100 percent protection against unauthorized purchases
  • Satisfaction Guarantee—Receive a refund, up to $250, in the event you are dissatisfied with your item within 60 days of purchase and the store will not accept the item for return
  • MasterCard Marketplace: Facebook application that features money-saving offers on clothing, accessories, dining and much more
  • MasterCard SecureCode: Helps prevent unauthorized purchases by requiring a unique password for check card purchases online at participating merchants
  • Extended Warranty: Doubles the original manufacturer’s warranty for up to one year
  • Annual Fee:$75

It’s a shame that this card is going away, so my suggestion to you is to hurry up and apply for the card, however the only way to do so is to call SunTrust directly:  call 1-877-809-5248 for a personal debit card or 1-888-454-0611 for a business debit card.  Previously, Suntrust only offered the Delta debit cards to those who lived in places where SunTrust is based including Alabama, Arkansas, Florida, Georgia, Missouri, Mississippi, North Carolina, South Carlona, Tennessee, West Virginia, Virginia, and Washington DC, but according to some TPG readers they may have opened it up to anyone living in the U.S.

Something to be aware of when applying, you must have one of the following Suntrust bank accounts – either Solid Choice Banking ($17 monthly fee, waived with $5,000 minimum daily balance), Signature Advantage Banking ($25 monthly fee, waived with $25,000 daily balance) or Balanced Banking ($12 monthly fee, waived with $3,000 daily balance). If you already have a qualified account, call 800-SunTrust to upgrade to a Delta SkyMiles Check Card.

It is a shame there isn’t a sign-up bonus, because back in 2012 they were offering 25,000- 30,000 for personal/business versions, though I wouldn’t hold my breath for those to return.

See also: Maximizing the Delta Suntrust Debit Card and What Credit Card Should I Use To Pay My Taxes Off With?

Starwood Preferred Guest® Business Credit Card from American Express

There’s no telling how much longer these cards will be around and available for new applications because of the Marriott takeover, so now might just be the perfect time to apply. Apart from hotel redemptions, you can transfer Starpoints to over 30 airline partners, and now also transfer points from Starwood to Marriott Rewards at a 1:3 ratio, opening up even more redemption options.

Apply Now
More Things to Know
  • Limited Time Offer: Earn up to 35,000 bonus Starpoints® - Offer ends 04/05/2017.
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn an extra 10,000 bonus Starpoints® after you make an additional $3,000 in purchases within the first 6 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
Intro APR on Purchases
Regular APR
15.74% - 19.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.