Can You Double Dip on Points By Using Gift Certificates and Online Shopping Portals?

by on January 26, 2014 · 2 comments

in Shopping, Sunday Reader Questions, Video Blog Post

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

TPG reader Ruth sent me a question on Facebook about maximizing points with online shopping:

“Hi Points Guy, I have a question about double dipping in the AAdvantage shopping portal. If I go to gift and buy a $100 cert at a store that is also on the portal, can one then turn around and use that certificate at said store via the portal?”

Shopping through online portals is one of the best ways to rack up bonus miles and points on every dollar that you spend. Most airlines, hotels and credit cards have these online portals, which allow you to simply log in and then click through to a retailer for your shopping. In addition to earning the points you normally would by simply spending on your credit card, you also earn a separate bonus of whatever kinds of miles/points the portal offers that you can usually see deposited into your account within a week or two. So that’s a great way to double dip.

Click through shopping portals like American's for extra points and miles.

Click through shopping portals like American’s for extra points and miles.

What Ruth is asking is: can you go through a shopping portal once and buy gift certificates or cards and earn the bonus miles on that purchase? Then when you get those cards/certificates, can you then click through the shopping portal again and make your purchase with the gift certificates and earn another bonus?

Technically, no. Most retailers and portals say that you won’t get any bonus points on gift certificate purchases. However, these portals don’t always have the best technology in place so it’s anyone’s guess as to how well they can track what kind of card or certificate you use to make a purchase after you’ve already clicked through to the merchant, so there are lots of reports (and I personally have had this happen) where people have done exactly what Ruth is talking about and earned bonus miles on both transactions.

If you’re interested in testing this out, I’d recommend doing a little trial-and-error experiment to see whether you get the points or not on some small purchases before you commit to spending thousands of dollars on gift certificates you may not want to use – in case you don’t end up earning the bonus points you expect.

And if you happen to find any great deals – be sure to email me! I can’t promise I won’t share them with the rest of the TPG community, but in the end hopefully there will be a lot of bonus points for all of us.

In the meantime, here’s a handy reference list of shopping portals:

Air Canada: Aeroplan EStore
Amtrak: Amtrak Guest Rewards
British Airways: BA Miles Estore
Chase: Ultimate Rewards Shopping
Choice Rewards: Choice Privileges Mall
Discover: ShopDiscover
Frontier: Early Returns Mall
Hawaiian Airlines: Hawaiian Airlines eMarket
Hilton HHonors: Hilton HHonors Shop to Earn Mall
Marriott Rewards: Shop My Way
Southwest: Rapid Rewards Shopping
US Airways: Dividend Miles Shopping Mall
Virgin Atlantic: ShopsAway

Let me know if you have any other questions by messaging me on Facebook, Tweeting me or emailing me at [email protected]

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Previous post:

Next post:

  • hhkk

    what you’re looking for is here. its not comprehensive but its a start!

  • luv2mtb

    I get double points on groceries with my Chase MP Select card so I buy gift cards at the grocery store for the merchant I’m buying from through the portal. It’s worked every time so far. Why wouldn’t it work to do the same through via the portal like the emailer said? Sure the T&C say you don’t get points on gift cards but that’s when you’re buying thru them directly. Ruth is talking about buying the certificates thru which is on most portals.

Print This Page