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Chase Freedom Visa 2014 5x Bonus Categories Announced

by on November 19, 2013 · 26 comments

in Chase, Shopping

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One of the best ways out there to rack up bonus points on specific spending categories is with the Chase Freedom’s quarterly rotating categories of merchants and retailers where cardholders earn 5 points per $1 up to a $1,500 quarterly cap.

5x

If you maximize the $6,000 in yearly spend, you are looking at 30,000 Ultimate Rewards points, which may not seem like a ton, but it’s pretty awesome for a card that has no annual fee. Normally 30,000 Freedom Ultimate Rewards points equal $300 in cash-back, but I value them at about $600, since I can transfer them to my Sapphire Preferred and Ink Ultimate Rewards accounts and then transfer on to partners like United, Southwest and Hyatt.

Today, Chase announced the 5x bonus categories for Q1 of next year, January – March, 2014, and they will include:

  • Gas Stations
  • Movie Theaters
  • Starbucks

If you haven’t activated your card for the final 5x categories of 2013 which are Amazon.com and select department stores you should do so by December 14th and you will be retroactively credited for all your pertinent spend this quarter. You can activate your card the following ways:

  • Online: Visit chase.com/freedom.
  • Text Message: Sign up for Chase Freedom 5% Text Reminders at chase.com/freedom and you’ll get a text reminding you when it’s time to activate.
  • Email: Provide your email address at chase.com/freedom and they will send you an email when it’s time to activate.
  • Phone: Call the number on the back of your card and let an advisors activate your 5% cash back.
  • Chase location: Visit any Chase bank and see a personal banker.

Freedom, Sapphire Preferred, Ink Bold/Plus Combo

If you just have the Freedom card, those points are just good toward cash back, but remember, if you also have a Sapphire Preferred or either the Ink Bold with Ultimate Reward or Ink Plus cards, the Ultimate Reward points you earn with your Freedom card can be transferred to United, British Airways, Southwest, Korean, Virgin Atlantic, Hyatt, Marriott, Ritz-Carlton, Priority Club and Amtrak. I personally find United miles to be the most valuable transfer partner since their award thresholds are pretty low, they have generous routing rules and fees are dirt cheap. Earning 5 United miles for every dollar spent is a pretty amazing deal for a card that has no annual fee.

Don’t yet have a Freedom card? Apply for a card here and you can take advantage of the increased bonus of 20,000 points after $500 in spend within 3 months, which is double the normal bonus.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • Chatoor

    can you just use it a gas station pump ?..or would buying a gift card from gas station would count towards 5% CB as well?…Thanks for your response in advance

  • Scottrick

    It’s very difficult to argue that UR points are still worth 2 cents each. Maybe 1.5-1.7 cents on average.

  • http://twitter.com/sunkcosts slug

    No. Only pay at the pump.

  • Jay

    I received CB for in-store purchase in Q3

  • JohnnyPeps

    WEAK move replacing drug stores with movie theaters.

  • Gabriel

    incorrect…every time gas comes up, i buy gift cards in store and it works. quickest way to hit $1500 other than grocery stores

  • shay peleg

    I agree

  • http://www.frugalasianman.com/ Mitty

    @fc73a0f103a9694342028af4781fbd9e:disqus — Should work both at the pump and inside a gas station if you’re making some miscellaneous purchases with them (i.e. snacks, drinks, or even other gift cards). As long as the receipt ends up saying the name of the gas station, that’s how your Chase card will categorize it (based off the business category).

    And keep in mind that with Amazon being on there, and Black Friday deals quickly approaching…. reaching that $1500 max limit for the 5x should be pretty easy this quarter.

  • jasmine

    Agree. After the united devaluation and southwest devaluation it no longer a 2 cent valuation in my book.

  • Bob

    Can I just add $1500 to my starbucks app in order to quickly get my points?

  • dave

    Would you get points for using chase on amazon payments?

  • Beavis

    no

  • joeypore

    I use my UR points for Hyatt redemptions, and usually find I can get at least 2c / pt. Though, these rates only come when booking a property with high convention rates or just high rates in general.

  • Chicken

    I can easily get 2+ cents per point using southwest to airtran. Granted its airtran, but the value can be unreal

  • PJ

    CORRECT GC counts

  • Jon

    Yes. Use the freedom card, of course. And wait until January and until after you’ve activated the bonuses.

  • Jon

    correct – buying a gift card inside from gas station would count towards 5% CB as well

  • Dave

    Why do people respond if they aren’t sure? This answer is misleading considering most people say it works (sigh)

  • clvus

    No mention of POINTS on the Freedom card, just cash back, am I missing something?

  • JTP

    Depends on how it’s coded. It isn’t black and white saying yes, gas station stores work, or no it doesn’t. Some Gas Station stores code as “gas” and others code as something else like “groceries.”

  • Chad Gordon

    Sorry if this has been covered elsewhere. I simply can’t find it. Can I max out the benefits on multiple cards (For instance I have 2 Freedom cards and 1 saphire preferred card)? Can I get the 5 pts on up to $4500 ($1500 per card?

  • http://twitter.com/sunkcosts slug

    Completely dependent on whether the MCC code is supported. If they are doing all 4 now, then yes it will work. http://prntscr.com/25kqqh

  • Apadis

    Freedom advertises as $200 cash back, but it really is 20,000 UR points that you can use as cashback or “pay with points”. You need a Chase premium card as well to transfer them to partners.

  • clvus

    Just booked a SE Asia return for 65,000 united miles which I got from sapphire and ink. The ticket would have cost $1650, which makes them worth more than 2c ea

  • clvus

    Ah thx, 20,000 UR points for a $500 spend is good. Let’s see if Chase will give me another card…..

  • Kellie

    Yes, the cash back cap is per card!

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