Changes To Chase Ultimate Rewards: Bonus Points Earned Are Now Posted In Account Activity

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New offer: The IHG Rewards Club Select Credit Card is a great way to pad your IHG balance with 70,000 points after $1,000 spent within the first 3 months.
Update:  As of July 20, 2014, the Chase Sapphire Preferred Card no longer offers the 7% annual points dividend. View the current sign up offer here.

As you know, Chase Ultimate Rewards are some of my credit card points and I mostly use them to transfer to United or Hyatt for great values on travel redemptions such as my first-class ticket on Lufthansa or a suite at a Park Hyatt or Andaz.

Chase Cards
All of Chase’s cards have attractive bonus point plans.

There are lots of reasons I love Ultimate Rewards points, but first and foremost is the fact that if you have one of the premium cards that earn them – the Ink Bold and Ink Plus and the Sapphire Preferred – you can transfer your points to any of the program’s 10 travel transfer partners that include British Airways, Korean Air, Southwest, United, Virgin Atlantic, Hyatt, Marriott, IHG Rewards, Ritz-Carlton and Amtrak.

Needless to say, I am always excited to hear about new developments in the program such as the latest move that allows you to see exactly how many points and bonus points you have earned per transaction in the Posted Activity area of your online account.

For example, when I go into my Chase Sapphire Preferred card balance, I can now see exactly how many points I earned for dining, travel, or on general purchases, clearly broken down along with the reward total.

Now its easy to see that I earned 2x for car service Lyft by using my Chase card.
Now its easy to see that I earned 2x for car service Lyft by using my Chase card.

Simply by clicking on the + icon next to each transaction, I can see how many points I earned for each charge. For example, when spending $53 on Los Angeles car service, Lyft, I earned 1 point per dollar spent on the purchase, plus a bonus point for each dollar because it was a travel expense, for a total of 106 points.

Little Fork

Another great way to rack up the points is 2x on dining, so for my $62 dinner at Little Fork in Hollywood, I earned 124 points. Not only does the change to the website save time – and all of us can use those extra few minutes that it takes to click through our account settings – but it also gives extra impetus to spend on categories where we know we will earn bonus points and makes it much easier to track whether your transactions are posting the correct number of bonus points from things like the card’s monthly First Friday dining bonus without having to go through your statement and try to parse out where they came from based on an overall total.

Ultimate Rewards points quickly add up if you make the most of the bonuses.
Ultimate Rewards points quickly add up if you make the most of the bonuses.

In light of this great new change, I thought it was a good time to break down exactly what the bonus point opportunities are for each of the Chase cards.

Chase Sapphire Preferred

  • Earn 1 point $1 on all purchases.
  • Earn 2X points on travel and dining at restaurants.
  • Earn 3X points on dining ever first Friday of the month.
  • Plus, earn an additional point per dollar spent when you book airfare & hotel accommodations through Ultimate Rewards.

For more information on the Chase Sapphire Preferred, read these posts:

-Details on the Sapphire Preferred 2X on Travel
My Sapphire Preferred 7% Annual Dividend
Maximize Monday: Ranking The Chase Ultimate Rewards Transfer Partners
Top 10 Ways To Maximize Each Ultimate Rewards Transfer Partner
Why I Love Chase Ultimate Rewards

Chase Ink Bold

  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
  • Earn 1X point per $1 on all other purchases, with no limits on how much you can earn.

Chase Ink Plus

  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
  • Earn 1X point per $1 on all other purchases, with no limits.

For more information on the Ink Bold and Ink Plus, read these posts:

A Detailed Look at Ink Bold And Ink Plus Perks You Might Not Know About
Maximizing Ultimate Rewards Points With Chase Ink Category Spending Bonuses
Maximizing Chase Ink Bold Spending Bonuses At Office Supply Stores
Chase Ink 5X Maximizing The 5X Spending Bonus On Retail Gift Cards
Maximizing Chase Ink Credit Cards Facts And Myths
Chase Ink Bold: Which Card Is The Best For You?
Ranking The Top Business Cards: Chase Ink Bold Vs. Amex Business Rewards Gold Vs. Starwood Business Amex

And though it’s not a premium card, I’ve included the Freedom below because if you have one of the premium cards, you can combine your points balance from the Freedom with that of the premium card and transfer to any of the partners, plus the Freedom has a 5X spending bonus of its own.

Chase Freedom

I have heard from readers that this new option on the Ultimate Rewards website is available on the Sapphire Preferred and the Chase Freedom but not on all of the Chase cards, I would love to hear your feedback on this about your own experiences!

For more information on how Chase makes my life easier – and more cheaper!  – check out these prior posts:

Top Ways To Maximize Each Ultimate Rewards Transfer Partner

Maximizing Ultimate Rewards Points With Chase Checking Accounts Freedom Sapphire Ink Bold Combo

The Top 10 Cards In My Wallet And What I Use Each For

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