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Changes To Chase Ultimate Rewards: Bonus Points Earned Are Now Posted In Account Activity

by on October 30, 2013 · 33 comments

in Chase, Chase Sapphire Preferred

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Update:  As of July 20, 2014, the Chase Sapphire Preferred Card no longer offers the 7% annual points dividend. View the current sign up offer here.

As you know, Chase Ultimate Rewards are some of my credit card points and I mostly use them to transfer to United or Hyatt for great values on travel redemptions such as my first-class ticket on Lufthansa or a suite at a Park Hyatt or Andaz.

Chase Cards

All of Chase’s cards have attractive bonus point plans.

There are lots of reasons I love Ultimate Rewards points, but first and foremost is the fact that if you have one of the premium cards that earn them – the Ink Bold and Ink Plus and the Sapphire Preferred – you can transfer your points to any of the program’s 10 travel transfer partners that include British Airways, Korean Air, Southwest, United, Virgin Atlantic, Hyatt, Marriott, IHG Rewards, Ritz-Carlton and Amtrak.

Needless to say, I am always excited to hear about new developments in the program such as the latest move that allows you to see exactly how many points and bonus points you have earned per transaction in the Posted Activity area of your online account.

For example, when I go into my Chase Sapphire Preferred card balance, I can now see exactly how many points I earned for dining, travel, or on general purchases, clearly broken down along with the reward total.

Now its easy to see that I earned 2x for car service Lyft by using my Chase card.

Now its easy to see that I earned 2x for car service Lyft by using my Chase card.

Simply by clicking on the + icon next to each transaction, I can see how many points I earned for each charge. For example, when spending $53 on Los Angeles car service, Lyft, I earned 1 point per dollar spent on the purchase, plus a bonus point for each dollar because it was a travel expense, for a total of 106 points.

Little Fork

Another great way to rack up the points is 2x on dining, so for my $62 dinner at Little Fork in Hollywood, I earned 124 points. Not only does the change to the website save time – and all of us can use those extra few minutes that it takes to click through our account settings – but it also gives extra impetus to spend on categories where we know we will earn bonus points and makes it much easier to track whether your transactions are posting the correct number of bonus points from things like the card’s monthly First Friday dining bonus without having to go through your statement and try to parse out where they came from based on an overall total.

Ultimate Rewards points quickly add up if you make the most of the bonuses.

Ultimate Rewards points quickly add up if you make the most of the bonuses.

In light of this great new change, I thought it was a good time to break down exactly what the bonus point opportunities are for each of the Chase cards.

Chase Sapphire Preferred

  • Earn 1 point $1 on all purchases.
  • Earn 2X points on travel and dining at restaurants.
  • Earn 3X points on dining ever first Friday of the month.
  • Plus, earn an additional point per dollar spent when you book airfare & hotel accommodations through Ultimate Rewards.

For more information on the Chase Sapphire Preferred, read these posts:

-Details on the Sapphire Preferred 2X on Travel
-My Sapphire Preferred 7% Annual Dividend
-Maximize Monday: Ranking The Chase Ultimate Rewards Transfer Partners
-Top 10 Ways To Maximize Each Ultimate Rewards Transfer Partner
-Why I Love Chase Ultimate Rewards

Chase Ink Bold

  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
  • Earn 1X point per $1 on all other purchases, with no limits on how much you can earn.

Chase Ink Plus

  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel.
  • Earn 1X point per $1 on all other purchases, with no limits.

For more information on the Ink Bold and Ink Plus, read these posts:

-A Detailed Look at Ink Bold And Ink Plus Perks You Might Not Know About
-Maximizing Ultimate Rewards Points With Chase Ink Category Spending Bonuses
-Maximizing Chase Ink Bold Spending Bonuses At Office Supply Stores
-Chase Ink 5X Maximizing The 5X Spending Bonus On Retail Gift Cards
-Maximizing Chase Ink Credit Cards Facts And Myths
-Chase Ink Bold: Which Card Is The Best For You?
-Ranking The Top Business Cards: Chase Ink Bold Vs. Amex Business Rewards Gold Vs. Starwood Business Amex

And though it’s not a premium card, I’ve included the Freedom below because if you have one of the premium cards, you can combine your points balance from the Freedom with that of the premium card and transfer to any of the partners, plus the Freedom has a 5X spending bonus of its own.

Chase Freedom

I have heard from readers that this new option on the Ultimate Rewards website is available on the Sapphire Preferred and the Chase Freedom but not on all of the Chase cards, I would love to hear your feedback on this about your own experiences!

For more information on how Chase makes my life easier – and more cheaper!  – check out these prior posts:

Top Ways To Maximize Each Ultimate Rewards Transfer Partner

Maximizing Ultimate Rewards Points With Chase Checking Accounts Freedom Sapphire Ink Bold Combo

The Top 10 Cards In My Wallet And What I Use Each For

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • hdawg

    haven’t seen it on my freedom or ink cards yet

  • psc81

    I see it for sapphire but not ink or freedom.

  • Rob

    Awesome. This tipped me off to not earning double points at 2 of my favorite restaurants.

  • ThorneStockton

    Any thoughts on whether this is separate from points earned through the UR portal. I made my first reservation through the UR portal at hotels.com a few weeks ago. I can now see that I’ll be earning 2x points on travel on the account activity. Nothing about the 5x I was expecting for the UR portal purchase, will that activity likely show up after the stay is completed on the UR site?

    Thanks.

  • Lesli

    I just realize I can double dip. I have the Sapphire Preferred card and used it to sign up for United Mileage Dining. Since I am not a VIP of the dining yet I earn 3x on purchases for United Miles as well as 2x on the Chase card. My 97.00 dinner (that was a normal spend) just earned me 1,500 bonus United Miles, 194 UR points, and 292 United Miles. That is what I call an easy 2,000 points score for something I do normally.

  • thepointsguy

    Love a solid double/triple/quadruple dip! Try to book through open table if possible!

  • PtsJunkieWI

    Various data points:
    See the new points breakdown under CSP and Freedom.
    Do not see it under Ink Plus, Ink Bold, or older Ink Business Exclusives.
    Also does not appear under IHG card activity.

  • PtsJunkieWI

    Correction to my previous: Points breakdown does NOT appear for Freedom card.

  • Lesli

    What is open table? Is there a post on it?

  • thepointsguy
  • Milemeister

    i need to pay me city property taxes – the city takes 2,4% extra if I charge to my credit card. Should I do it?

  • Dieuwer

    You should receive an email from Chase alerting you earned extra miles for your hotels.com purchase through the UR mall.
    If you do not get this email within a week, contact them.

  • ThorneStockton

    Thank you, would this be a week after the charge posts, or after the stay is completed?

    Thanks again, like I said, first try through the portal… new to this.

  • Dieuwer

    After the stay. Or if it is a prepayment after the payment.
    For instance, I stayed at a Marriott on 10/12, paid at checkout and got the bonus points two weeks later.
    Another example: I booked a room via Hotwire and got the bonus points one week later, BEFORE staying at the hotel.

  • shonuffharlem

    I called them 3 weeks ago saying you should do this, wow look at the power I have! (Kidding, they told me they heard that from lots of people and expect something soon)

  • http://StarwoodGuide.com/ Starwood Guide

    I too have noticed this issue. Is there a procedure for contacting Chase for these “lost” points?

  • thepointsguy

    Send a secure message or call in. Case is very good about giving missing points

  • Rob

    I sent them a secure message and they said there is nothing I can do because they’re not categorized as restaurants.. LAME.

  • thepointsguy

    Depends- if you value those points more than 2.4 cents, then do it- especially if you can write off the fee as a business expense. So if you put 100k in taxes would you get more value out of a round trip biz class award to Europe than $2,400?

  • thepointsguy

    Call in- clearly not your fault try are miscategorized. A sympathetic phone rep should be able to fix in a jiffy

  • Ben

    Learning some interesting details with this new feature:

    -Not all parking earns 2x points
    -A bakery qualifies as a restaurant
    -Airport convenient stores do not qualify

  • Lesli

    FYI I just noticed this also works with the Chase SW cards. It shows me the extra points I earned with their partner when I click the + sign.

  • Apadisss

    I wish they would categorize Foodler and GrubHub as dining, but they’re unwilling to make changes other than on a transaction-by-transaction basis.

  • Mike

    I noticed that a lot of restaurants put their credit card charges through the following day, which means that my first Thursday restaurant dinners end up getting the First Friday dining bonus and my First Friday doesn’t get the bonus. Anyone else noticing that issue?

  • Elenor

    Interesting; when I secure-mailed Chase (Ink Bold) about my UPS bill being categorized as “vehicle expenses” (WHAT?!) — they wrote that there was nothing they could do because the ‘seller’ categorizes the payment…

  • JustSaying

    Seems to me that if you have a Chase checking account that the Freedom 10% bonus trumps the Sapphire bonus of 7% on everyday spend. What am I missing?

  • http://smewth.tumblr.com danielfein

    How long does it take for rewards to post in the Ultimate Rewards website once you have spent the money on your Chase Sapphire Preferred credit card? I have made several transactions within the last 10 days on my new card and I still show 0 points :(

  • df

    Haven’t seen it on the UR website for my Sapphire. I assume he is referring to future purchases that we will eventually see this information. All I see now are Rewards Summary roll-up; no individual transactions.

  • df

    11/1/2013 I was denied opening the Chase checking account due to my zip code. Rejection message: The Chase product or service you
    selected is not available in the ZIP code you entered. Please check the
    ZIP code to be sure it was entered correctly. For more information about
    our products or services, please Contact Us. Apparently Chase restricts who can use the Chase Exclusives program.

  • yugi

    Will I earn 1 additional point per dollar when booking airfare through CSP UR mall, but paying with non Chase CC? I want to pay with Citi Prestige to earn flight points + TY points.

  • Superpointsguy

    So if you go to office max for example, which says 5 extra points/$ then this is on top of the already 5x points at office stores? A total of 10 points for purchase online?? Or is it 5 + 1 = 6 since it is the online office store??? Please help.

  • Sean

    Is there a maximum number of bonus points I can earn with travel purchases? Currently spend $50-60K per month on air/hotels on a variety of carriers/operators. Use the UA MP card now, but the 2:1 on travel for UA is extremely attractive to me… just don’t want to eclipse any “maximum” that I can’t find in the fine print.

  • Clay

    So you can book travel directly from the Chase Ultimate Rewards portal, or, click through to the Ultimate Rewards Mall and book through sites like Expedia and Travelocity…which is the best way to maximize points/get a better deal?

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