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What Credit Card Should You Use With Uber?

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TPG Twitter follower Ben tweeted me @thepointsguy about the best credit card to use with my favorite car service in order to secure the most points possible:

“What credit card should you use with Uber?”

One of my favorite travel apps is Uber, because it allows you to page private cars and taxis directly from your smartphone without having to wait out on the street and try to hail a cab or call a town car. The rates can be a bit more expensive than taxis, though still competitively priced, and the service is a godsend in cities where it can be difficult to find a taxi or at times of day when taxis are scarce. I can usually get taxis in NYC, but I find Uber to be uber-useful in other cities where taxis can scarce and expensive

Uber is a great travel app where you can request a car and it will be there within minutes.
Uber is a great travel app where you can request a car and it will be there within minutes.

When it comes to what credit card you should be using when paying for Uber, this is a very simple one. You should be using the Chase Sapphire Preferred card for a couple reasons. The main reason is because they classify Uber as a travel provider, which gets you double points, so you would be earning 2 points for every dollar spent with Uber.

Chase-Sapphire-Preferred-Credit-Card
The Chase Sapphire Preferred is the best card to use when it comes to Uber purchases.

On top of that, Uber is great abroad, such as in Paris, where it’s impossible to get a taxi sometimes, and with the Sapphire Preferred there are no foreign transaction fees, so all around I don’t really see many other cards giving the Sapphire Preferred a run when it comes to Uber purchases.

The Chase Sapphire Preferred, is currently offering a sign-up bonus of 40,000 points after you spend $3,000 spend in the first 3 months and the $95 annual fee is waived the first year.

Chase Sapphire Preferred® Card

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  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel and shop with confidence with premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
  • Introductory Annual Fee of $0 the first year, then $95
Intro APR Regular APR Annual Fee Balance Transfer Credit Rating
N/A 16.24%-23.24% Variable Introductory Annual Fee of $0 the first year, then $95 See Terms Excellent Credit

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