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Great Deals Today: My Delta Platinum Business Amex and Ink Bold Applications

by on June 20, 2013 · 41 comments

in American Express, Chase, Delta

Update: The current offer for the Ink Plus and Ink Bold is 50,000 points after $5,000 spent in 3 months. The current offer for the Ink Classic is 20,000 points after $3,000 spent in 3 months and $200 cash back for the Ink Cash after $3,000 spent in 3 months

I always say to check your mail – both electronic and paper – because some of the best credit card offers still come in that way, and the following limited-time offer I got for the Platinum Delta SkyMiles Business Credit Card from American Express is one of them. It comes with a sign-up offer of up to 55,000 bonus miles and 20,000 MQM’s for making $5,000 in purchases within 3 months. The offer expires July 7.

Because this is such a good sign-up offer and the MQM’s will help me reattain Platinum Medallion status on Delta for next year (as well as giving me enough to qualify for Delta’s elite Choice Benefits as well) I decided to do an impromptu mini-round of credit card applications and applied for this week’s limited-time bonus on the Ink Plus from Chase, which is currently offering (until this Saturday!) 60,000 Ultimate Rewards points as a bonus when you spend $5,000 in 3 months.

Screen shot 2013-06-20 at 8.43.24 AM

Here is the application page for the Delta Platinum Business Amex – it was targeted to SkyBonus members, but there’s nothing on the application page that mentions having to be a recipient of the offer in order to apply, so you can try. Just screenshot the application page for proof of the offer in case there are any hiccups.

Here are the terms of the card:

  • Earn up to 55,000 Bonus SkyMiles. Earn 25,000 bonus miles, (5,000 of which count as MQMs) after your first purchase on the Card within the first year of Cardmembership. Earn an additional 30,000 bonus miles, (15,000 of which count as MQMs) after you make $5,000 of eligible purchases on the Card within the first three months of Cardmembership.
  • Spend $25,000 in a calendar year and you can earn 10,000 MQMs and 10,000 bonus miles. Spend $50,000 in that same year and you can earn an additional 10,000 MQMs and 10,000 bonus miles.
  • Earn double miles on eligible Delta purchases on the Card and 1 mile for all other eligible dollars spent on the Card.
  • First Bag Free – Get a first checked bag free on every Delta flight.
  • 20% In-flight Savings – Save on eligible in-flight purchases of food, beverages and entertainment (in the form of a statement credit) when you fly Delta.
  • Priority Boarding – Board early, stow your carry-on bag and settle into your seat sooner.
  • Annual Companion certificate is valid for one round-trip economy class companion ticket with the purchase of certain adult round-trip fares on published routings within the 48 contiguous United States.
  • Receive reduced-rate Delta Sky Club access for yourself and 2 guests.
  • Save up to an additional 10% – Automatically get up to a 10% discount credited to your statement when you use your Card for eligible purchases with OPEN Savings partners.
  • Annual Fee is $150.

Just note, the welcome bonus is not available to applicants who have had this product or any other Delta SkyMiles Business Credit Card account within the last 12 months.

I got the personal version of this card last month and earned 40,000 bonus miles and 15,000 MQM’s for meeting the minimum spend on it, so when I get the business version as well and meet the spending requirements, I’ll end up with a total of 95,000 bonus miles and  35,000 MQM’s (and that’s not counting if I hit the annual spend threshold bonus on MQM’s). That’s worth it to me because I’m not quite ready to double down and commit completely to American Airlines, and these MQM’s will put me over my status qualification and still leave plenty above and beyond it for rollover into 2014 for a good head start on my 2015 Medallion qualification.

If you’re a Delta elite flyer who will need to meet the airline’s new spending requirements to requalify, this will put you well on your way to qualifying or requalifying for your tier or even a higher one thanks to all those spending-based MQM’s. The new airline elite status spending requirements are pegging the value of elite-qualifying miles at 10 cents apiece, so the 20,000 MQM’s that this business card offer comes with is sort of equivalent to spending $2,000 on the airline (though it doesn’t count toward meeting the elite qualification spending requirements).

While I do think the value of Delta miles is plummeting, you can still get some really great redemptions out of them like my recent award ticket on Delta and Alitalia in business class to Italy last month.

Adding The Ink Plus Into The Mix

As for the Ink Plus – although I recently did a round of applications in March and applied for the Delta Platinum personal card last month, I don’t really operate by a quarterly credit card application schedule. My philosophy is to apply when bonuses are high. I’m not struggling to meet minimum spend on the cards I’ve applied for in the past, so I figured now is the time to take advantage of great Delta Platinum Business offer and Ink Plus.

I already have the Ink Plus and the Ink Bold (which is also offering a 60,000-point sign-up bonus this week), but I recently created a new business with its own EIN, so I decided to apply for the card under that, and because it’s a separate business, I shouldn’t have any issues. The reason I chose the Ink Plus instead of the Ink Bold is because it is a credit card rather than a charge card is that if I have to negotiate my credit lines among my Chase cards for approval, it will be easier to do so with the Ink Plus.

My application did go into pending status, but with the limited-time offers, Chase is overwhelmed with applications at the moment and I think it might be an automatic process until someone can review it. My gut is that it will get approved, so I’m just going to wait a few days and see what happens before calling up and asking about it.

I conservatively value those 60,000 Ultimate Rewards points at $1,200, so that was worth taking another 2-point hit on my credit score with the application.

Other Cards To Consider This Week

If you are looking for a big one-day Delta miles haul, you could consider applying for a personal card on the same day though it’ll count as two hits on your credits. My suggestion would be to check Creditcards.com’s Card Match tool that allows you to see if you have any special offers targeted towards you since they have an exclusive relationship with Amex.

Update: The Card Match tool is no longer loading the 45,000 mile offer for the Gold Delta SkyMiles card. The current offer is 30,000 miles after $1,000 in spend within the first 3 months plus a $50 statement credit after your first Delta purchase within 3 months.

For a couple months or so now, the site has been displaying an offer 45,000 SkyMiles for the Gold Delta SkyMiles Amex when you spend $5,000 in 6 months with the $95 annual fee waived the first year vs. 30,000 miles (for spending $500 in 3 months) on the public offer. No MQM’s with this card, but good perks for those without elite status and 45,000 SkyMiles are worth roughly $675 to me – and the $95 annual fee is waived the first year.

The 45k offer is still available through CreditCards.com

The 45k offer is still available through CreditCards.com

Update: The offer for the Business Gold Rewards card has expired. Please find the current offer here

You could also get in on either the Business Gold Rewards card (when you spend $5,000 in 3 months) or the Mercedes-Benz Platinum card (when you spend $3,000 in 3 months), both of which are offering sign-up bonuses of 50,000 Membership Rewards points.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author.s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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  • Mark Lehman

    These MQM’s are not lifetime MQM’s, are they?

    I got a card a while back that was 25,000 lifetime MQM’s.

  • thepointsguy

    No, they count as earned in 2013 for 2014 Medallion qualification or can be rolled over (above a status threshold) into 2014 or 2015 Medallion qualification.

  • harlanvaughn

    What’re lifetime MQMs? Never heard of those!

  • ey

    If I sign up for the Delta Plat Biz Amex and the Amex Biz Gold Rewards at the same time will I get 1 or 2 credit pull? Thanks.

  • Evan

    Any idea if they determine if you have had the card within 12 months by name/company or SSN/EIN number? I had this card and applied with SSN number but was wondering if I could now apply with EIN and get the bonus? Thank you!

  • DG

    I have the Delta personal platinum and Delta Business Reserve – can I also get the delta business platinum and get the bonus MQM for $5k spending?

  • thepointsguy

    No, as the terms state, the welcome bonus is not available to applicants who have had
    this product or any other Delta SkyMiles Business Credit Card account
    within the last 12 months so if you have the Delta Reserve Business card you are ineligible..

  • lookcle

    If I have the personal card and get the business, will I get another companion certificate?

  • thepointsguy

    Two

  • thepointsguy

    And to clarify- they do count towards Million Miler status

  • thepointsguy

    Which card? Amex won’t let you- even with a different EIN. Chase may

  • jak

    I have multiple businesses all with different EIN’s. I currently have an Ink Plus and Ink Bold’s which I received in December & March under two different EIN’s. Are you saying that as long as I continue to use different EIN’s I can continue to get multiple sign-up bonus provided they are ok with my credit?

  • Jim Miller

    TPG, a blog about Amex bonuses and qualifying (or not) would be helpful. It’s extremely confusing and Amex seems to be the most vigilant about the whole thing. Thanks for all the great posts! I try to use your affiliate links when I can.

  • Little Tea Blog

    Does this include the companion pass (Which I’ve heard people have mixed reviews using anyway)

  • shonuffharlem

    Is that 12 months from OPENING the account, or from having an account open? In other words, do you have to close a Delta Skymiles Business Credit Card, wait 12 months, then reapply? I

  • shonuffharlem

    +1 on that Mr. Miller!

  • thepointsguy

    Yes- good on LUT fares (but let me confirm that)

  • thepointsguy

    Yes- that is my understanding from Chase

  • thepointsguy

    Yes- that is my understanding

  • skiwindham

    So you can get 2 bonuses when applying with 2 EIN’s or SS#’s? When I asked you that on your INK 60k blog last week, you wrote “pretty sure it is one bonus per card no matter how many businesses you have, though maybe someone else can chime in with their experience”. So have you changed your view?

  • thepointsguy

    Since then I’ve talked to the Ink team and they seemed fine w giving someone two bonuses for two businesses. Waiting on confirmation but I figured I’d apply

  • BryGuy

    Dear points guy,

    I just got this delta platinum business card two weeks ago with the 40,000 bonus miles and 15,000 MQM deal. Now I wish I had waited! If I call Amex do you think there is any chance they will switch me to this new better deal? Have you heard of them doing this?
    Thanks!

  • thepointsguy

    Never hurts to ask!

  • Chip Douglas

    Good stuff. Applied and got instant approval for a change.

  • Laura

    I am thinking of getting the ink bold and the chase united explorer but I hear applying for those at the same time might not go through with chase, anyone have any advice before I proceed?

  • Jayp

    Is the last day to apply for the Ink Bold 60k offer by the
    end of Jun 21st or end of Jun 22nd – can I apply tomorrow
    for the 60k offer?

  • Dan

    The more important questions is: whose referral link did you use to apply for the Ink card?

  • Michael

    Did you confirm that the business version of the card has the companion ticket benefit like the personal card? I cannot seem to find that benefit listed with the business version of the card

  • thepointsguy

    Yes, confirmed with reps at Amex that it does.

  • Ryan

    Can you apply for the Delta card without an EIN?

  • Ed

    Wondering the same thing. I got the email from Delta, but because I was the guy who signed us up for the Skybonus program. Unfortunately, I don’t have authorization to use the company’s EIN and the fine print in the application clearly states that the cardholder and company are jointly responsible for the charges.

  • thepointsguy

    Hahaha you know the answer to that!

  • thepointsguy

    You can use your Social Security Number and apply as a sole proprietorship

  • Jill

    Thanks for the heads-up! Nabbed the Delta card today after shuffling my feet on applying for the personal one. Great offer.

  • Larry Westfall

    I tried to apply but it looks like they require an EIN…not a sole proprieter.
    Any help?

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  • Brian

    So, you have the personal Reserve card and you confirmed that you will get the bonus from the business card?

  • Mercury

    I signed up for the Ink card on June 16. I received my card in the mail today (6/24).

  • KB

    When are the miles for the spending bonus deposited. When I spend 25k on the Delta Platinum AMEX does that count for miles earned in 2013 or 2014? In other words, do they wait until end of the year to reward the mqms or reward them soon after you hit the threshold?

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  • Vincent Tong

    hi, just wanted to check to see if you can confirm if you did receive the bonus for the 2nd Ink card? thx.

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