And The Winner of the 10,000 Ultimate Rewards Points Giveaway Is…

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On Tuesday, I talked about the Top 10 Current Travel Credit Cards that I covered in one of my Frequent Traveler University seminars last weekend in Tysons Corner. But I wanted to get my readers’ feedback on their top travel credit cards, so I decided to host a contest for readers who commented on the post with their top all-around favorite travel credit card and why for the chance to win 10,000 Ultimate Rewards points.

For points-earning ability, the Sapphire Preferred gets my vote.
The Sapphire Preferred was the clear reader favorite.

In the end, we got over 500 comments – a lot of them with some great reasons as to why the card they chose was their favorite, and here were the results as of 5PM ET yesterday:

1. Chase Sapphire Preferred: 255

2. Chase Ink Bold and Ink Plus: 71

3. Starwood Preferred Guest Amex: 37

4. Platinum Card from American Express: 20

5. Club Carlson Business Rewards Visa Signature: 14

6. British Airways Visa: 12

7. Southwest Rapid Rewards Premier Visa: 11

8. Mercedes-Benz Platinum Card from American Express: 6

9. Chase Freedom: 5

10. Premier Rewards Gold from American Express: 5

Then the other cards mentioned included the United Club Card, the Barclaycard Arrival, the Marriott Rewards Visa and US Airways MasterCard, Citi’s AAdvantage Platinum Select Visa, the Capital One Venture, Priority Club Visa, Frontier Airlines credit card, Hilton HHonors Amex and Hyatt Visa.

Overall, the Sapphire Preferred was the clear winner with many readers citing the ease of transferring to great travel partners including British Airways, Korean Air, Southwest, United, Virgin Atlantic, Hyatt, Marriott, Priority Club, Ritz-Carlton and Amtrak; as well as the card’s 7% annual points dividend, its 2X bonus earning categories of dining and travel, and no foreign transaction fees. Many of those factors were also what pushed the Chase Ink Bold and Ink Plus into second places.

I found it interesting that the Starwood Amex was the top American Express card – I suspect it’s because of the great properties Starwood has around the world, the tremendous value you can get from your points on many redemptions, and the fact that you can transfer these points to over 20 airline partners and get a 5,000 mile bonus when you convert them into 20,000 miles at a time.

Although the $450 annual fee on the Platinum Card from American Express is high, many readers noted they love the value-added perks on the card including lounge access, airline rebates and Global Entry.

It was interesting that the top 4 slots were all occupied by transferable points-earning credit cards, which points to the fact that readers value flexibility and premium redemptions like I do, although a few top fixed-value cards like the Barclaycard Arrival and the Capital One Venture made appearances.

The rest were a good mix of airline, hotel and fixed-value cards, which is great news since it means people are finding interesting ways to get value out of cards that a lot of folks carry.

But let’s get to the exciting part of this…announcing the winner of the 10,000 Ultimate Rewards points! Team TPG pored over the comments and selected one at random. Here’s what Jessica M had to say about her favorite travel credit card:

“Chase Sapphire Preferred for the 2X in travel and dining since that’s where I spend the most, and also transferability, especially to United for both domestic and international awards! Also the 7% bonus and no foreign transaction fees…just great for travel all around.”

Jessica pointed out several of the card’s features that other readers picked out as their reasons that the Sapphire Preferred is their favorite card, and we couldn’t agree more – all of those bonuses from category spending to the annual dividend, the transferability to various travel partners and no foreign transaction fees all make the Sapphire Preferred card a great tool for any traveler.

So congratulations Jessica! We’ll be in touch to transfer those 10,000 points to you so you can put them to good use.

Thank you to everyone else who commented and stay tuned for some more exciting contests coming up in the weeks ahead!

Chase Sapphire Preferred® Card

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  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®
  • Named a 'Best Credit Card' for Travel Rewards by MONEY Magazine
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Sleek metal card design
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • $0 foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader
  • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
  • Travel confidently with premium Travel Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Trip Delay Reimbursement and more
Intro APR Regular APR Annual Fee Balance Transfer Credit Rating
N/A 16.24%-23.24% Variable Introductory Annual Fee of $0 the first year, then $95 See Terms Excellent Credit