Advertisement

Reminder: Activate Chase Freedom 2012 Q4 Bonus Categories

by on December 13, 2012 · 2 comments

in Chase, Credit Cards

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

If you haven’t already done so, you have until tomorrow, December 14, 2012, to activate your Chase Freedom card to earn 2012 Quarter 4 5x bonus spending categories.

The current categories for Quarter 4 of 2012 are airline tickets, hotels, Best Buy and Kohl’s. Don’t panic if you haven’t activated yet because Chase will retroactively credit you with the bonus points on your Q4 category spending so far and you still have two weeks to max it out while getting ahead on your holiday travel plans or gift shopping.

Then, put it in your calendar to activate your Freedom card the next day, December 15, 2012, for the Q1 2013 bonus categories: Gas stations, drugstores and Starbucks.

The list of Freedom's 2013 5x categories.

The list of Freedom’s 2013 5x categories.

Freedom’s 5x spending bonuses are one of the best ways to rack up bonus Ultimate Rewards points using your Chase Freedom Visa or Freedom Mastercard. The only downside is the $1,500 quarterly cap ($6,000 annually). Still, that’s a potential total of 30,000 Ultimate Rewards points annually, which is pretty lucrative for a card with no annual fee. That might not seem like a ton, but it’s equivalent to $300 in cash back if you just have the Freedom, or it can be transferred to Ultimate Rewards’ travel partners if you have one of the premium cards like the Chase Sapphire Preferred® Card, or Ink Bold or Ink Plus (read about some of those cards’ lesser-known benefits here).

If you have one of those premium Ultimate Rewards cards, travel partners include: United, British Airways, Southwest, Korean Air, Hyatt, Marriott, Ritz-Carlton, Priority Club and Amtrak. I personally think United miles are most valuable transfer option since the airline’s award thresholds and fees are pretty low and it has pretty generous award/routing rules. Earning 5 United miles for every dollar spent is a pretty amazing deal for a card that has no annual fee.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Previous post:

Next post:

  • Jack

    Do you believe that purchasing gift cards at a 7-11 (that also sells gas) would qualify in the 1st quarter spending cayegory?

  • PJ

    i think it is up to how they code the purchase; I bought Milk at Exxon market and got 5X ; try one and call in CHase to check it out is my best bet for you . 1st quarter 2013, i think drug store is in 5 % I will not let my 2 @1500 ( 2 freedom cards) allowance wasted.

    Dont fill your prescription at Walmart unless it gives you the ~5 % advantage.

Print This Page