September 9th, 2012

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TPG reader Ketan asks:

“I got a United Explorer Card and a flyer came in the mail offering 5,000 bonus miles if I add an authorized user.  If I do that, if in the future that person wants to have their own card, will they still qualify for getting a sign-up bonus for the Explorer Card?”

Yes. Being an additional cardholder will not disqualify you from getting a sign-up bonus for that same card if you decide to open a new account in your name.

Adding additional cardholders can make sense for a lot of different reasons, like in your case to get incentive bonuses or to have someone in your household earning points for you even if they don’t have the credit necessary to get their own mileage-earning card. However, the real value is when they open up their own accounts and can rake in the lucrative sign-up bonuses for themselves. Two (or more) sign-up bonuses are better than one!

Chase Freedom®

It's a stellar Cash Back card on its own, but when paired with the Chase Sapphire Reserve or Chase Sapphire Preferred, the Freedom's 5x Category Bonuses let you rack up Chase Ultimate Rewards Points, transferrable to partners or redeemable via the portal.

Apply Now
More Things to Know
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases — it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.49-24.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Intro APR on Purchases
0% for 15 months
Regular APR
15.49%-24.24% Variable
Annual Fee
$0
Balance Transfer Fee
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.