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A lot of the sites out there don’t really pay attention to Canadians but I always try to point out of any offers I can find or that come my way. One of our Canadian readers sent in an email he received about his Delta SkyMiles World MasterCard and some new perks that will be coming in July.

Here are the key new perks for existing cardholders that will be starting in July:
-3 miles for every dollar spent on Delta purchases
-2 miles for every dollar spent on all other net purchases
-10,000 bonus miles annually when you spend at least CAD$25,000
-No annual fee for authorized users (currently CAD$49)
-One-time bonus of 5,000 miles on your July 2012 statement.

Compare this to the current perks and earning potential:
-25,000 bonus Delta miles on your first purchase
-2 Delta mile for every $1 on Delta purchases
-1 Delta mile per $1 for all other net purchases
-2,500 bonus Delta miles on your account anniversary – every year
-2,500 bonus Delta miles for adding an authorized user
Premium World MasterCard travel benefits plus PayPass

So Delta’s upped the miles you earn on Delta purchases by 1 point per $1, or 50%, as well as upping the miles you earn per $1 spent to 2 miles, basically doubling your card’s earning potential. Since the US-Canadian exchange rate is almost 1:1, this is a much better deal than the Delta cards such as the Gold Delta Skymiles Credit Card in the U.S. where you get 1 mile per every $1 spent. They’ve also thrown in the 10,000 bonus miles with $25,000 spend, emulating the US Delta SkyMiles Platinum Amex, which awards US customers with 10,000 MQM’s when you reach $25,000 in spend within a calendar year. The Delta SkyMiles World MasterCard  has an annual fee of $120. I would be tempted to sign-up for this if I were Canadian!

If any readers out there are cardholders, when July comes let me know if you get your 5,000-mile bonus and when these new miles-earning ratios start manifesting themselves on your statement. I also wonder whether Capital One (the issuer of this card) has been losing customers and that’s why it’s offering the 5,000-mile July statement bonus. Equally significant, if any of you are thinking of applying for this card, I’d be interested to hear whether the current offer for new cardholders is the same as this one come July, so report back to me.

Hat Tip: TPG reader Michael.

Gold Delta SkyMiles® Credit Card from American Express

If you are a Delta flyer who is looking to bank some extra miles this card is a great addition for your wallet. While you'll earn 2 miles per dollar on Delta purchases and 1 mile per dollar on everything else, you'll also have access to other perks like priority boarding, a first bag checked free and 20% off in-flight purchases.

Apply Now
More Things to Know
  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
Regular APR
16.24%-25.24% Variable
Annual Fee
$0 intro annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

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