This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.
1. Starwood American Preferred Guest Credit Card from American Express: This is one of the best points-earning cards out there, especially because Starpoints can be so valuable thanks to great redemption options including Cash & Points at the over 1,000 Starwood properties all over the world. Members can also transfer your points into miles on over 30 different airlines at 1:1 ratio, including Aeroplan, American, Alaska, ANA, American, Asia Miles, British Airways, Delta, Flying Blue, Emirates, Hawaiian, Singapore, US Airways and Virgin Atlantic, along with a 25% bonus for very 20,000 points you transfer, essentially a 25% bonus if you plan your transfers correctly. Just having this card gets you 2 stays’/5 nights’ credit towards elite status, and you earn at least 2 points per dollar on spend at Starwood. The $95 annual fee is waived the first year, with no foreign transaction fees. Current sign-up bonus is 25,000 points.
2. British Airways Visa Signature Card : In addition to the current bonus of 50,000 Avios with $3,000 spend in the first 3 months, this card has several other features that make it a great one for travelers including: no foreign transaction fees, SmartChip technology making it easier to make purchases abroad, super valuable companion tickets with $30,000 in spend and the fact that you earn 1 Avios per dollar spent rather than just 1 (and 3 on British Airways purchases). Major downside? Big fees on most award tickets to Europe and Australia, though huge value can be had through other redemptions.
3. Chase Sapphire Preferred: The current sign-up bonus is down to 50,000 Ultimate Rewards points, this still has to be one of my all-time favorite credit cards for a few reasons: the $95 annual fee is waived for the first year, there are no foreign transaction fees, you earn 2x points on dining and travel (which includes all kinds of various expenses), and a growing roster of transfer partners including United (Star Alliance), British Airways (Oneworld), Korean Air (SkyTeam), Southwest, Hyatt, Marriott, Ritz-Carlton, Priority Club (Intercontinental, Holiday Inn) and Amtrak.
4. Premier Rewards Gold Card from American Express: In my opinion this is the best Amex card. It earns triple points on airfare, double points on gasoline at U.S. stand-alone gas stations, double points at U.S. stand-alone supermarkets, and single points on other purchases. There are foreign transaction fees, so I never use it abroad or for purchases from foreign companies. You also get 15,000 bonus points for spending $30,000 per calendar year. I like my Amex points because Amex runs transfer bonuses, like the current 50% to British Airways.
5. Capital One Venture Rewards Credit Card: While the 100,000-point sign-up bonus is gone for now and it’s down to 20,000 points after $2,000 in the first 3 months, this is still a very solid card for consumers who don’t care about redeeming for premium rewards, but prefer the flexibility to book any flight, hotel or cruise anytime (and still earn elite status on those bookings), or to use the 2 points per dollar spent to take a small chunk out of their statement payments (it’s essentially 2% back when you redeem for travel). The card’s $59 annual fee is waived for the first year, and there are no foreign transaction fees.
6. United MileagePlus Explorer: Though the public offer for this card is just 40,000 MileagePlus miles, people have reporting up to 65,000 point sign-up bonuses when you log-in to your united.com account. In addition to the bonus miles, which I value highly, this card comes with perks for United flyers who might not have elite status, such as a free checked bag for the cardholder and one companion, priority check-in, screening and boarding, 2 passes to the United VIP Club every year of cardmembership, and 2 miles per $1 spent on United.
7. Chase Hyatt Credit Card: This one gives new cardmembers 2 free nights in any Hyatt property in the world after $1,000 spend within 3 months, including those luxury Park Hyatts I love, just for signing up and making a purchase, no minimum spend required. In addition, Platinum members of Gold Passport who get this card get 2 suite upgrade certificates which can be used on paid stays and Diamond members get their two free nights in a suite. Every year thereafter, cardmembers get a free night in a Category 1-4 hotel, which makes up for the $75 annual fee. It also doesn’t carry foreign transaction fees and has SmartChip technology, making it a good choice for spending money abroad. 8. American Express Mercedes-Benz Platinum: 50,000 points after spending $3,000 within the first three months. 50,000 Membership Rewards points alone are worth over $3,000 to me, which makes the $475 annual fee palatable, and this card comes with the same perks as the Platinum Amex, such as $200 a year in airline rebates (including gift cards), free Global Entry/Nexus, Starwood Gold status, car rental benefits and elite status and a bunch of other benefits. Plus, you get access to American, Delta, US Airways and Priority Pass Select lounges. It also has Mercedes benefits such as a $1,000 credit toward the future purchase or lease of a Mercedes-Benz, up to 2,000 excess miles waived at the end of a lease, $100 toward MB merchandise, and 5x points on Mercedes-Benz purchases. 9. Citi ThankYou Premier: 40,000 point bonus after spending $3,000 within 3 months–no annual fee for the first year. While these points cannot be transferred to hotels or airlines, they can be used to book airfare at 1.33 cents a point, so getting this card will mean you can get $665 in airfare. The great thing about tickets booked with ThankYou points is that they accrue miles and elite status. $665 for a single credit inquiry? Not too shabby! 10. Bank of America Alaska Visa: The sign-up bonus is just 30,000 Mileage Plan miles. Members earn 3 miles per dollar spent on Alaska, and an annual Companion ticket and the potential for some very lucrative miles bonuses on purchased fares. It does carry a $75 annual fee.
With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards