This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.
There is currently a 60,000 point sign-up bonus being offered on the Chase Ink Bold card, which is the highest offer I’ve ever seen on this card. I got the “old” Ink Bold card in November before they changed the new one to have no foreign transaction fees and 5x spend categories. I have two LLCs so I just applied for my other business, but got a “pending review” message. However, many TPG readers who don’t have official business have been able to apply for the Ink Bold cards using their Social Security number as sole proprietors.
Key Card details:
-60,000 points after $5,000 spend within 3 months
-$95 annual fee waived the first year
-5x points on wireless/telecommunications services (excluding equipment such as phones and fax machines), cable and satellite television and radio services, office supply stores and wholesale distributors of office supplies.
-2x points on gas and hotels/motels
-No foreign transaction fees
*If you’ve recently applied for the Ink Bold with 50,000 points, you can always ask them to honor this promotion by sending them a Secure Message through chase.com -> Log-in -> Secure Message Center
At this point I already have a hard inquiry from Chase, I also applied for the Freedom card for 20,000 extra points so I can maximize my Ultimate Rewards earnings as I wrote about on Monday. (Update: the Freedom card’s sign-up bonus is currently 10,000 points) With these two new cards, the puzzle will be complete, since I already have the Sapphire Preferred and Chase checking accounts.
However, I also just applied for the Hyatt Visa less than a month ago, so I’m not surprised that I got pending review for both. In order to get approved, I will have to call the reconsideration line for the Freedom card and the business reconsideration line to get my New Bold.
The bottom line is that while I generally try to wait at least a month between Chase applications, I have great credit and a good business relationship with Chase so I’m confident I’ll get approved. I have all of my personal and business checking accounts and multiple personal and business credit cards that I pay off in full every month- as well as an auto loan. Chase knows I am a good customer and the reconsideration line agents have always done the right thing and opened the cards- even if it means shifting around the balances from my other Chase cards. If need be, I can always get my business banker to help usher along these approvals because his main goal is to make me happy.
There have been 30,000 point Freedom card offers floating around for months, so I plan to send a secure message and request the additional 10,000 points when I’m approved for Freedom. Update: the current sign-up bonus for the Freedom card is 10,000 points. Between these two new cards today I stand to gain up to 90,000 Ultimate Rewards points (which can be transferred to United, British Airways, Korean, Southwest, Hyatt, Marriott, Priority Club and Amtrak) and will pay $0 in annual fees and only $5,500 in spend over the next three months.
Hat tip Sun_AA over at Flyertalk for breaking this deal!
Ink Plus® Business Credit Card
|Intro APR||Regular APR||Annual Fee||Foreign Transaction Fee||Credit Rating|
|N/A||15.49%-19.49% Variable||$95||0%||Excellent Credit|