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Update: The offers mentioned below for the Chase Ink credit cards has expired. View the current offers here – Ink Plus, Ink Bold, Ink Cash.  

There is currently a 60,000 point sign-up bonus being offered on the Chase Ink Bold card, which is the highest offer I’ve ever seen on this card. I got the “old” Ink Bold card in November before they changed the new one to have no foreign transaction fees and 5x spend categories. I have two LLCs so I just applied for my other business, but got a “pending review” message. However, many TPG readers who don’t have official business have been able to apply for the Ink Bold cards using their Social Security number as sole proprietors.

Key Card details:
-60,000 points after $5,000 spend within 3 months
-$95 annual fee waived the first year
-5x points on wireless/telecommunications services (excluding equipment such as phones and fax machines), cable and satellite television and radio services, office supply stores and wholesale distributors of office supplies.
-2x points on gas and hotels/motels
-No foreign transaction fees

*If you’ve recently applied for the Ink Bold with 50,000 points, you can always ask them to honor this promotion by sending them a Secure Message through chase.com -> Log-in -> Secure Message Center

At this point I already have a hard inquiry from Chase, I also applied for the Freedom card for 20,000 extra points so I can maximize my Ultimate Rewards earnings as I wrote about on Monday. (Update: the Freedom card’s sign-up bonus is currently 10,000 points) With these two new cards, the puzzle will be complete, since I already have the Sapphire Preferred and Chase checking accounts.

However, I also just applied for the Hyatt Visa less than a month ago, so I’m not surprised that I got pending review for both. In order to get approved, I will have to call the reconsideration line for the Freedom card and the business reconsideration line to get my New Bold.

The bottom line is that while I generally try to wait at least a month between Chase applications, I have great credit and a good business relationship with Chase so I’m confident I’ll get approved. I have all of my personal and business checking accounts and multiple personal and business credit cards that I pay off in full every month- as well as an auto loan. Chase knows I am a good customer and the reconsideration line agents have always done the right thing and opened the cards- even if it means shifting around the balances from my other Chase cards. If need be, I can always get my business banker to help usher along these approvals because his main goal is to make me happy.

There have been 30,000 point Freedom card offers floating around for months, so I plan to send a secure message and request the additional 10,000 points when I’m approved for Freedom. Update: the current sign-up bonus for the Freedom card is 10,000 points. Between these two new cards today I stand to gain up to 90,000 Ultimate Rewards points (which can be transferred to United, British Airways, Korean, Southwest, Hyatt, Marriott, Priority Club and Amtrak) and will pay $0 in annual fees and only $5,500 in spend over the next three months.

Hat tip Sun_AA over at Flyertalk for breaking this deal!

Chase Sapphire Preferred Card

With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR on Purchases
N/A
Regular APR
16.49% - 23.49% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer Fee
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.