March 14th, 2012

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Update: The offer mentioned below for the Platinum Card from American Express has expired. View the current offer here

Morgan Stanley is teaming up with American Express to offer their wealth management clients co-branded cards, which have pretty nice sign-up bonuses. You can’t apply online – you need to talk to your financial adviser or call 1-877-263-9607.

1) The Morgan Stanley Credit Card from American Express (A glorified Amex Green Card). Here are the details:

  • Sign-up Bonus: 10,000 Membership Rewards points after you spend $1,000 within three months.
  • Annual Fee of $0 for the first year, then $95 each year3
  • Receive an Anniversary Spend Award4 of $100 from Morgan Stanley Smith Barney each year you spend $25,000 on your Card by your anniversary date
  • Limited time offer from Morgan Stanley Smith Barney: convert your Morgan Stanley Smith Barney rewards points into Membership Rewards points through December 31, 2012. 5
  • Get Membership Rewards points on all eligible purchases6
  • Add Additional Cards, each with its own individual spending limit,7 at no extra fee8

2) The Platinum Card from American Express Exclusively for Morgan Stanley:

  • Sign-up bonus: 50,000 Membership Rewards points after you spend $1,000 within three months.
  • Receive an Anniversary Spend Award10 of $500 from Morgan Stanley Smith Barney each year you spend $100,000 on your Card by your anniversary date
  • Limited time offer from Morgan Stanley Smith Barney: convert your Morgan Stanley Smith Barney rewards points into Membership Rewards points through December 31, 2012. 5
  • Get Membership Rewards points on all eligible purchases6
  • Enjoy complimentary access to participating American Airlines Admirals Club®, Delta Sky Club, and US Airways® Club lounges,11 and enroll in Priority Pass™ Select,12 with access to over 600 participating airport lounges worldwide — no matter what class or airline you fly
  • Get up to $200 in statement credits for airline incidentals such as checked bags and change fees13
  • Enjoy these benefits for an Annual Fee of $450
  • Add one Additional Platinum Card, at no extra fee,8 and set an individual spending limit with Custom LimitsSM 1

For the rest of the Terms and Conditions, you can check out Morgan Stanley’s information page here.

Overall, this is a pretty decent offer if you have a brokerage account with Morgan Stanley Smith Barney. American Express Membership Rewards points are more value than the proprietary MSSB rewards, so I’d look into that transfer option as well.

If you aren’t a Morgan Stanley Smith Barney client, you can get a 50,000 point sign-up bonus from any existing Amex Platinum cardholder by having them go to this referral page (expired). If you need a referral, feel free to email me at info @ thepointsguy.com with Amex Platinum in the subject line. You can also get the Mercedes-Benz Amex Platinum with a 50,000-point sign-up bonus after $3,000 spent within the first 3 months and $475 annual fee.

For more info, check out my full review of the American Express Platinum card.

The Platinum Card® from American Express

While this premium card has one of the highest annual fees on the market, it has several valuable perks that could make it worthwhile, depending on your travel patterns. These include a $200 annual airline rebate, lounge access, free Hilton Gold status and free Starwood Preferred Guest Gold status.

Apply Now
More Things to Know
  • Earn 40,000 Membership Rewards® points after you use your new Card to make $3,000 in purchases in your first 3 months.
  • 5X points for flights booked directly with airlines or with American Express Travel.
  • $200 Airline Fee Credit, up to $200 a year for baggage fees and more at one airline. Terms Apply.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations worldwide. Terms Apply.
  • Enroll to enjoy the benefits of complimentary Hilton HHonors™ Gold Status with your Platinum Card.®
  • No interest charges because you pay your balance in full each month.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$450
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.