March 1st, 2012

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Update: Some offers mentioned below are no longer available. View the current offers here – Starwood Preferred Guest Business Credit Card from American Express, Starwood Preferred Guest Credit Card from American Express

Offer expired on March 31, 2012.

Starwood Preferred Guest is a transfer partner of American Express, but the normal transfer ratio is a dismal 3:1, which means you’d need to transfer 60,000 Amex to get 20,000 SPG (which can then be transferred on to a number of airlines at a 25% bonus).

However, until March 31, 2012 Amex is running a 2:1 ratio, which is better but still not amazing. The bonus is hard-coded into the transfer ratio, so no need to register and the points should transfer automatically. Just log-in to Membershiprewards.com -> Use points -> Hotels and then Starwood along the side of the screen or click here.

I see two main reasons people might take advantage of this (but feel free to comment on why it might make sense for you):

1) To build American Airlines miles. Currently AA is not a member of either of the main transferable points programs, Amex Membership Rewards or Chase Ultimate Rewards, so you can essentially transfer points to Starwood at 40,000 Amex to 20,000 SPG and then transfer to AA at the 25% bonus and end up with 25,000 American Airlines miles. If you are swimming in Amex points and want to redeem for a great AA award (like 40,000 miles offpeak coach roundtrip to Europe), this could make sense, but it’s still a 1: .625 transfer ratio of Amex to AA. Check out this post for more on maximizing AA awards.

2) To take advantage of one of my favorite point redemption methods, Starwood Cash & PointsI can often get over 4 cents per Starpoint in value when I redeem for Cash & Points stays, so if you value Starpoints at more than two times Amex points, this transfer bonus might make sense. Plus, Cash & Point and award stays now count towards SPG elite status and starting today Starwood is adding a ton of benefits to Gold and Platinum status.

Hat tip TPG reader Scott!

Starwood Preferred Guest® Credit Card from American Express

There’s no telling how much longer these cards will be around and available for new applications because of the Marriott takeover, so now might just be the perfect time to apply. Apart from hotel redemptions, you can transfer Starpoints to over 30 airline partners, and now also transfer points from Starwood to Marriott Rewards at a 1:3 ratio, opening up even more redemption options.

Apply Now
More Things to Know
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
15.74%-19.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95.
Balance Transfer Fee
3.00%
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

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