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Update: The offer mentioned below for the Citi ThankYou Premier Card is no longer available. View the current offer here.
Citi is now offering a 50,000 point sign-up bonus for the ThankYou Premier card after $2,500 spend within 3 months. This card is part of the ThankYou Rewards, which is a fixed-value redemption program. What this means is that you cannot transfer these points to airlines or hotels – instead you can redeem ThankYou points for 1.33 cents each for travel. So 50,000 points = $665 towards airfare and those flights will earn you miles, including elite miles or 1 cent each towards most gift cards (like Marriott, Hyatt, Ritz-Carlton, Royal Caribbean or even Sunoco). The great thing is that you earn miles and elite status on all redemptions.
Citi ran this promo earlier this year, but this offer is better because the $125 annual fee is waived for the first year.
1.2 ThankYou Points for every dollar you spend on purchases at supermarkets, gas stations, drugstores and commuter transportation/parking merchants.
1 ThankYou Point for every dollar you spend on all other purchases.
Redeeming: 1 point = 1.33 cents towards travel, 1 cent towards gift cards
Anniversary bonus: 1-3% of the points you’ve earned that year
No foreign Transaction fees
Card: You can choose either Visa or Mastercard
Overall, this card won’t get you any airline or hotel miles, but it will get you $665 in free travel or $500 in gift cards – not bad for a card with a reasonable spend requirement, no annual fee for the first year and especially because it’s not Chase or Amex!
If you’ve gotten a Citi card recently, I’d wait at least 65 days in between applications. If you’ve gotten this card before, I would not apply for it again- I’d wait at least 18 months- 2 years before trying that! There is not a business version of this offer (to my knowledge).
Citi® / AAdvantage® Platinum Select® MasterCard®
|Intro APR||Regular APR||Annual Fee||Balance Transfer||Credit Rating|
|N/A||14.24% - 22.24%* (Variable)||$95, waived for first 12 months*||See Terms||Excellent Credit|