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This week we saw the phenomenal 75,000 mile AA card deals die. Those offers were good all year long and I know many of you were able to get in on those deals.
For those unfamiliar with applying for Citi cards – you can get two personal cards on the same day and it will only be one inquiry on your credit and the credit line will be identical on both cards. Some people recommend using two browsers, but the last time I applied and got two in one day I applied using the same browser and did one right after another and I had no issues getting approved for both. I suppose though it’s better to be safe than sorry, so if you want to go for both applications, then use two different browsers.
1) There are many types of Citi cards – Visa, American Express and Mastercard (usually the least lucrative) and business versions of each. If you’ve gotten one of them in the past, you should just apply for a different type and you should be eligible.
2) If its been over 18 months since you’ve been approved for a card you currently have, it may be possible to apply for it again and get approved as a new card-member.
3) If you wait 61+ days after getting your two personal cards, you can get a business card as well – essentially bringing your haul to 150,000 AA miles. Not bad since all of the annual fees are waived for the first year.
4) If you apply for a business card, you will most likely be asked to provide documentation that you actually have a business.
Unlike the 75,000 mile offers, the 50,000 sign-up bonuses are clearly outlined before you apply so you don’t have to worry whether you applied for the right offer. All applications can be reached through this landing page.
Each card has a $2,500 spend within the first 4 months. Key benefits:
– Two Admirals Club one-day passes (~$100 value)
• 2 AA miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
• Reduced mileage awards for Citi cardholders
In general, I think these offers are better than the current 50,000 point offers for the Citi Thank You Premier and ThankYou Preferred cards – especially if you are trying to get as many miles to count towards your AA million miler status before they stop counting all credit card earning on December 1, 2011!
Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards