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Updated List of 50,000+ Point Credit Card Deals

by on September 26, 2011 · 44 comments

in American Express, Chase, Citi, Credit Cards

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There have been some new card offers and some have changed, so I decided to compile a list of the most lucrative credit card deals out there. For a full list, check out my Top Deals page. Feel free to comment below if I missed one!

Transferable/Fixed Value point cards (Personal):
50,000 points for the Citi ThankYou Premier card  (update: the bonus has been reduced to 30,000 points) when you spend $2,500 within 3 months. Each point is worth 1.33 cents towards travel (they cannot be transferred to airlines/hotels), so the sign-up bonus is $665. $125 annual fee waived the first year. No foreign transaction fees.

50,000 points for the Chase Sapphire Preferred(update: the bonus has been reduced to 40,000 points) when you spend $3,000 within 3 months. $95 annual fee waived for the first year. 7% annual bonus on points earned, so after your $3,000 in spend you will end up with a minimum of 56,710 points, which can be transferred to Continental, British Airways, Korean Air, Hyatt, Priority Club, Marriott and Amtrak. Double points on travel and dining. No foreign transaction fees. This is a limited time offer which can be pulled at any time, but I haven’t heard of a planned expiration date, so I hope it runs throughout 2011. Full card review.

50,000 points for the American Express Mercedez-Benz Platinum card when you $3,000 within the first three months. Many Mercedes benefits and lounge access. $475 annual fee.

Transferable point cards (Business):
(New) 50,000 points for the Ink Bold with Ultimate Rewards when you spend $5,000 within 3 months. $95 annual fee waived for the first year. Points transfer 1:1 to Continental, British Airways, Korean Air, Hyatt, Marriott, Priority Club and Amtrak. More details here.

50,000 points  for the American Express Business Rewards Gold card when you spend $10,000 within the first 5 months. $175 annual fee, waived for the first year. See more info here.

Airline cards:
75,000 points for the Citi AA Visa/Amex and business cards. You can get all three for 225,000 miles (you need to wait at least 65 days in between the first app of 2 cards and the third card app). Many of us have gotten 225,000 AA miles from these cards and those miles count towards lifetime million miler status (at least until December 1, 2011 when the rules change). Read this post for the business card link.

Up to 65,000 miles for the Bank of America Virgin Atlantic American Express. $90 annual fee. 20,000 miles after first purchase, 25,000 additional miles after $2,500 in qualifying purchases, 15,000 additional bonus miles upon anniversary, up to 5,000 Flying Club bonus miles when you add additional authorized users to your Card. Earn 3 miles per $1 spent directly on Virgin Atlantic purchases and 1.5 miles per $1 spent on all other purchases.

60,000 points for the United Explorer cards for United elites. Sign-in here to see if you are targeted for the bonus. Otherwise it’s 30,000 for the standard sign-up bonus. $95 annual fee, waived for the first year. I’m hoping this becomes available as a public offer soon, though I’ve been told the speculation of other bloggers about October 4-6 is not true.

Up to 60,000 miles for the Barclay’s US Airways Dividend Miles Premier World Mastercard. 40,000 miles with first purchase, up to 10,000 for balance transfers and 10,000 each anniversary the account is open. Getting this card will also count as a hit in the US Airways Grand Slam promotion.

Canada only: 50,000 points for the American Express AeroplanPlus Platinum card when you spend $1,000 within 3 months. Lounge access and up to 1.5 Aeroplan miles per dollar spent.

50,000 points for  the British Airways Visa card. While it’s not the 100,000 bonanza they ran in April/May, it’s still significant since 50,000 miles will get you to Asia roundtrip on Cathay Pacific or 40,000 for a South American trip on AA/Lan. No foreign transaction fees.

Hotel Cards: (Hotel points have a higher spectrum of value, so for example the Hyatt card 2 free nights is worth more than 50,000 Marriott points, even though its technically a max of 44,000 Hyatt points).

60,000-80,000 points for the Priority Club Visa. Most Priority Club members have been solicited with the 80,000 point offer via email, so do a search. Otherwise, 60,000 is standard. 80,000 is enough for 2 free nights at an Intercontinental hotel, plus the card comes with a bunch of other benefits like elite status. $49 annual fee, waived for the first year.

2 Free nights (in a suite for Diamonds) at any Hyatt in the world for the Chase Hyatt Visa. $75 annual fee. No foreign transaction fees. Free night upon renewal.

62,500 points for Hilton HHonors American Express 20,000 points first purchase, 30,000 points with $500 spend within three months and 2,500 additional HHonors Bonus Points on your first four Hilton WorldWide portfolio of hotels stays charged to the Card during your first 18 months and 2,500 for adding an additional cardholder. No annual fee.

70,000 points for the Ritz-Carlton Visa Signature. $395 annual fee. Lots of benefits like Gold elite status and $200 in airline credits a year.

50,000 points for Chase Marriott Rewards Premier. $65 annual fee. Free night every year upon renewal. 15 nights credit towards elite status. Update: There is a 70,000 point offer out there, so you can just secure message Chase after you get the card and they will give you the extra 20,000 points, per this Flyertalk thread.

Other targeted offers to look out for:

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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  • Oldmanpeabody

    Hey TPG:
    Love the site. Quick question: I’ve already gotten the Citi AA Visa and business card, both a number of months ago. I’d like to complete the trifecta and get the Amex card too but the link in the post seems to only go to the Visa card. Is there a trick to getting the Amex card app instead? I’m particularly worried because there seems to be no “official” recognition of the 75k miles on the app itself. Thanks!
    Also, on a related note, what’s your new credit card website again? Looking forward to checking it out.

    Thanks!

  • Anonymous

    FYI, I would be careful. My wife got the Citi personal AA Visa in Feb. and a couple of months later applied for the Citi personal AA Amex and was denied because she was not a “first-timer” for a Citi AA card. Even on reconsideration, Citi wouldn’t budge. Citi considers personal AA Visa = personal AA Amex. If you don’t apply for both at the same time, it appears Citi will deny the second application. Of course, YMMV.

  • Dave Op

    +1 on what hoglard1 said.

    On the personal cards, you could have gotten the Citi AA Visa and Amex if you had applied at same time. Now, it is too late. Nothing you can do other than waiting 12-18 months after you close your cards. This based on personal experience as well as what others have reported.

  • Benthelefty

    What’s the spend for the 50k British Airways by Chase? I can’t seem to find it on the site.

    Also, I received the SW and Sapphire Preferred with Chase within the past 3 months…will I be able to be accepted for this card?

  • Benthelefty

    2500 spend in first 3 months. Second question is still out there though :)

  • Anonymous

    Second question depends. You’ll probably get rejected off the bat, but if you call the reconsideration line and if you have good credit/good history with Chase you can probably finagle an approval

  • Anonymous

    Unfortunately you probably wont be eligilbe for the personal Amex- the ideal is to apply for both personal cards on the same day then the business 6 months later. You could probably get the mastercard, but thats only 30k miles.
    thepointsguy.com/go/citigoldaa

    oh and the new site is travelcreditcards.com

  • Nikolaos

    Brian,

    the Marriott Premier card is running a 70.000 points sign-up offer that i have not seen in a link or in the mail, but once you get the card you can easily send a msg to Chase and they will grand you the 20K in a few days!!

    http://www.flyertalk.com/forum/marriott-rewards/1245820-marriott-chase-signature-visa-70-000-points.html

  • Anonymous

    Thats amazing- I’ll update. Thanks!

  • drm

    Hi. I am a newbie fan on your website. I am facing a problem here. I applied for the Chase sapphire preferred card through your link but instead got approved for and received the chase sapphire card instead today. I closed the account just now when I realized this because I could not get it switched over to the preferred. I re-applied again and was told that I would receive something in the mail. I called in and found out that I had been rejected as I had applied for the same card twice-which I did not intend to do. I was also told that the sapphire preferred is an invitation only card. I did not see that on this website and wanted to confirm the same with you. Any guidance on next steps?

    Also,how long should I wait for applying for the Citi AAvisa/Amex bonus. How long do you expect it to be around?

  • http://heerow.com/goheerow Heerow

    Both my wife and I have separate HHonors accts, but I only have the Amex HHonors for now. Would it be smart for my wife to apply for her own Amex HHonors and once we get the bonus 50k points in her acct, transfer all of it to my HHonors acct by paying $125 transfer fee? This would bring us to just about 140k hhonors points for a future family vacation. Thanks.

  • Saacman5033

    Would be cheaper to get a HA VISA card (35k signup) and transfer to Hhonors (70k)

  • Tovah

    Will my credit score take a hit if I close the cards before the annual fee is due (when 1st year fee is waived)?

  • Anonymous

    Possibly, so you should probably try to downgrade to a fee-free card which most issuers have (like chase freedom)

  • Anonymous

    Possibly, so you should probably try to downgrade to a fee-free card which most issuers have (like chase freedom)

  • Anonymous

    Possibly, so you should probably try to downgrade to a fee-free card which most issuers have (like chase freedom)

  • dram

    Any ideas welcome..

  • dram

    Any ideas welcome..

  • dram

    Any ideas welcome..

  • Chris

    Regarding the Hyatt Visa, has the rumored free night upon payment of annual fee been confirmed?

  • http://twitter.com/mrknoxsf Bryan

    This is a lot of credit cards/miles to redeem. I’m so antsy to apply for them all. BTW, what kind of wallet do you have that you carry all these cards?!

  • Anonymous

    Hah don’t apply for all of them! The best right now are 1) Chase Sapphire Preferred 2) Citi Thank You preferred (basically $500 in free travel), 3) Amex Business Rewards Gold 50k

    3 cards, 150k points though make sure you can hit the spend requirements so you dont bite off more than you can chew

  • Benthelefty

    You should have kept the regular Sapphire card. You weren’t accepted for the preferred because your scores are probably too low (an educated guess but not certain!), and canceling it right off the bet only hurt you more…

    If you haven’t applied for any of the citi cards then I would do it asap. It’s a time bomb waiting to end, so hit the promo while you can. Do you know your credit scores to make sure you have good credit? Credit Karma and Credit Sesame are good ones to check.

  • Rk2010

    I have opened four cards in last two months: citi visa aa advantage (75000) and citi amex aa advantage(75000) and two others. the four new cards have increased my credit line by $40,000 already.

    I am interested in opening Citi ThankYou Preferred and/or Chase Sapphire Preferred cards and get advantage of those offers. I do not have any trouble in meeting the spending requirements (I am not rich. I need to make some payments which I can put on credit cards.).

    I am just worried about credit score. Do you think it will impact my credit score? I might be closing some of the cards once I use their deals.

    Thank you for your help.

  • Benthelefty

    The 10k spend for 50k miles seems to not be so great. Granted you’re the pro, but Bryan if you haven’t done the Citi deal maybe pair the Sapphire Preferred and Citi Visa + Amex (total spend is 8.5 k; 3 in 3 months and other 5.5 over 6 total). Just another thought!

  • jmccal

    This site has been a great help. I am still learning but was wondering if you could provide some quick advice. I spend about $2k/m and want to fly business or First to Europe RT (probably ATL -> ROM) for as little total money spent (incl. in fees) as possible around May of next year (8 months away). Any advice on the best 3 cards to get to make that happen, and approximately what I can expect to spend in total? This site really has been an amazing resource. I’m slowly getting through it.

  • Anonymous

    Hmmm choosing 1 citi, 1 chase and 1 amex card, I’d recommend:
    Citi AA Visa – 75k miles and $1,500 spend within 6 months (ideally youd get the amex on the same day- same inquiry and 150k total points)
    Chase Sapphire Preferred- 50k with $3k spend within 3 months
    Amex Mercedes Benz- 50k with $1k spend within 3 months ($475 fee, but you can downgrade to a cheaper card and get the annual fee prorated)

    This way you could get more than 2 roundtrips in business class using oneworld carriers or maybe one way on Star Alliance (using sapphire -> Continental) and one way Oneworld.

    Your credit score will get hit 2-5 points per card, but will likely go up once you pay the accounts down and you utilize less of your total available credit.

  • Anonymous

    Credit scores fluctuate monthly. While you will probably get dinged a couple points per application, you will most likely gain a bunch of points for having a larger pool of credit and using less of it. I did a post on how FICO scores work. If you start canceling your cards your available credit will decrease and possibly your score. It may make more sense to downgrade to fee-free cards from each of your issuers so you keep the credit.
    http://thepointsguy.com/2011/01/understanding-how-fico-scores-are-calculated/

  • jmccal

    It seems like the Chase Sapphire and the Chase Ink Business make sense for 100k miles transferable to Continental or British. So, I was thinking of going with the United (I assume I can go Continental -> United) for 30k points and then rack up another 15k or so. I’m hoping 145k miles should be sufficient for that flight? Alternatively, I could go British and get the British rewards card, which puts me up to 150k in British Miles + 15k = 165k miles. I think I’m good there, too, but I’m worried about the fees being high.
    And with both I’m worried about major upcoming changes or some kind of personal misunderstanding about transferring.

  • jmccal

    Oh. Yeah, you’re really awesome. Thanks again. I’ve been telling all my friends about your website. (You can delete my post above since it’s full of rambling)

  • Jesse

    I tried to apply for Citi AA Visa Business card by following the link you provided in above, I got error.

    ‘A system error has caused a delay in processing your application. Please try again later. ‘

    I believed the deal is no longer available before you wrote this blog.

    Any link that I can apply citi business visa card to get the 75000 point?

  • Marz

    I was wondering if the Citi AA Visa/Amex are still offering the 75,000 miles each from your original post? It seems like the deal was going on for a long time and I don’t see any offers on the actual application page.

  • Benthelefty

    It should be up still. Hit up the flyer talk thread and see what’s new. It was live when I applied last week. Go for it and see!

  • anon

    This is a good roundup and timely for many of us who are planning our next AOR during the week of Oct 4th

    I would think of this as the A – list, the top cards on the must have list. but for many of us, we’re maxed out on Chase, Amex, Citi cards/inquiries etc. We want to widen our net so to speak and include some of the B players like Barclay’s, BOA etc. Not just for diversity but also things like pulling different credit bureaus etc.

    Would you mind posting your thoughts and analysis on the best B-category travel rewards currently out there. A handful i can think of are

    Barclays – US Air 40K
    BOA – Hawaii 35k transfer to Hilton 70k
    BoHawaii (also issued by BOA) 35k transfer to Hilton 70k (apparently one can get both this one and the BOA one at the same time)

    What else is out there? I think it warrants a separate post. Thanks, and keep up the good work!

  • Jmgdner

    You should call them. The same thing happened to me and when I spoke to them, they told me the application had gone through. It was approved a week later.

  • Anonymous

    I have received the AMEX Citi card, and am trying to fulfill the $4K spend so I can get the 75K AA miles…i am about $1k short…if I purchase $1000 AMEX travellers checks on that card will that purchase count toward spend? Sorry if this question was answered on another post…i’m still trying to figure out how to tweet :) thanks much for your response…i love your site…

    By the way, I applied for the Chase Sapphire Card, and was told I already had the card (duh!)…I explained to their customer service agent that I knew there was a 50K promotion, and is there anything they could do to satisfy me? within 2 days they awarded me 40K Ultimate Reward points !!! Cant hurt to ask!!!

  • jmccal

    Just a followup from my post earlier… Last night, I took your advice and registered for the Chase Sapphire Preferred and for both AA cards (AMEX and Visa). After receiving notification of approval (online), I called to confirm the 75k miles deal and I was told that, yes, I get 75k points with $4k in spend on the AA Amex. I called that 1-800 number listed here earlier and was told only about the AMEX. I did not inquire about the Visa because I was nervous that would cause them to notice the double application. I assume I also have the 75k for $1.5k deal on the Visa. Anyway, after spending requirements that won’t be a problem to meet, I will have 150k AA miles and 50k “Chase-Flex” miles. I’ve been so jealous of my friends that fly coach domestic every couple months because I couldn’t ever really afford that. Kinda crazy that I’ll be able to take a RT flight first class to Europe with this. Thanks again!

  • Credit<700

    Important Prerequisite reading about my credit situation…

    *FAKO of 650 (tr)
    *FICO of 670 (ex) 640 (eq) 690 (tr)
    *Low numbers due to a 70 dollar collection that was the result of a miscommunication from a subletter of my apartment while I was studying abroad in London, its since been paid for and is 2 years old.
    *Only other card I have is the American Express Premier Rewards card

    This may give hope to those with blemishes on their credit report. I knew I didn’t have the 700+ minimum to apply but I said the heck with it and tried anyways. I applied online, got the pending decision page, then decided to immediately call the reconsider hot line. Spoke with a woman who couldn’t have been nicer. After interviewing me extensively (30+ min) I was approved. A couple questions I was expecting, “What did you like about this card?” but some of them I wasn’t “What degree did you graduate with?, What is it that your company does? What are your day to day responsibilities at your company?”

  • Credit<700

    ^ Forgot to mention that this was the Chase Sapphire Preferred Card

  • Anonymous

    This is a truly superb post. Thank you, TPG.

  • Glen

    Success! After a phone call to the recon line, approved for the Ink Bold! Thanks TPG!

  • Anonymous

    Regarding the 225k AA points……I got so excited that I clicked on the business VISA link first and didn’t regret a result. I then signed up for the VISA personal link and was immediately approved five minutes later.

    I cannot find the link to the Amex site for 75000 points. Also, did I screw myself applying for both VISA’s at the same time? If so, can I then apply for the AMEX now? I think I can live with 150k miles :) I just cannot find the link. many thanks.

  • KMC

    Thanks for the link to the flyer talk 20,000 extra points update for the Chase Marriott Rewards Premier. I recently opened that card up and received the 50,000 bonus points and after learning of the 70,000 point offer, I secure messaged chase and asked if I could get the 20,000 extra points and I just received a message back confirming that the 20,000 extra points will be added to my account:
    “I am pleased to confirm I have added 20,000 additional
    Marriott enrollment bonus points to your point balance.
    These points will post to your account in approximately 30
    days.”

  • Libby

    Ditto for me.. got the same “A system error has caused a delay in processing your application. Please try again later. ” error after going through the FlyerTalk link. I wished I went through the link that TPG listed here since I didn’t get an “error page” code after clicking on this link that he listed (unlike the FT link).

    Fingers crossed that the application went through & I got approved. I’ll let you guys know once I get an update. I know I could probably call the 888 number to get a status, but I’m too chicken to speak to a rep in the event my app was declined :(

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