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Update: Some offers mentioned below are no longer available. View the current offers here – Capital One Venture Rewards Credit Card
Earlier this year, I started the Top Deals page, which features the top credit card and airline/hotel/miscellaneous offers and promotions. This page quickly became the #1 most visited page of the site and the feedback I’ve gotten is to continue organizing as much information in one place as possible so you can make the most informed decisions on which credit cards and promotions are best for you.
Specifically with credit cards, there is often a lot more detail and information than I can fit on my Top Deals page, so I recently added a Credit Cards tab to the site navigation panel at the top of your screen. This way, you can view different types of rewards cards with more information- like APR and balance transfer information. Note: the cards listed are not all of the best deals – I still recommend you reference the Top Deals page for that, but this is more of a comparison tool so you can review all of the information of a card compared to others.
I’m also excited to announce that I now offer Capital One credit cards via the Credit Cards tab. Capital One cards are the original “no hassle” rewards cards. For example, on the Venture card, you earn 2 points per dollar spent and each point is worth a penny towards travel. Essentially it’s a 2% return (to be used for travel) on all of your spend. While it’s possible to get more than 2% return on your spend by accruing miles and points that can be transferred into airline and hotel programs, Capital One cards generally don’t come with high annual fees and none of them have foreign transaction fees.
If you redeem for coach domestic travel, you should definitely look into a Capital One card. Instead of trying to find 25,000 mile saver award seats, 25,000 Capital One points will get you $250 towards flights (and remember you earn 2x points on every dollar spent, which is much more generous than most mileage earning cards), plus you earn miles and elite status on flights redeemed using your Capital One points. While the math may not work out for someone who wants to redeem for international first class seats, Capital One cards can make sense for many people, including families who need the flexibility to book multiple seats on non-stop flights or people who need their award tickets to help them earn elite status.
If you want to check out the different Capital One cards, their premier card- Venture- is listed under airlines, there are a couple under cash-back and then all others are under the “Other” category. If you have less-than perfect credit and want to increase your score so you can get in on the big credit card bonuses, check out the Capital One Secured Mastercard (under the Other category), which will help you rebuild your FICO score by reporting your on-time payments regularly to the credit bureaus.
As always, I really appreciate you using my links if you do end up getting a card that makes sense for you. If you ever have questions on what card might make the most sense, feel free to email me.
With great transfer partners like United and Hyatt, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards