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Update: The offer mentioned below for the Capital One Venture Rewards Card has expired. View the current offer here.
Earlier this year, I started the Top Deals page, which features the top credit card and airline/hotel/miscellaneous offers and promotions. This page quickly became the #1 most visited page of the site and the feedback I’ve gotten is to continue organizing as much information in one place as possible so you can make the most informed decisions on which credit cards and promotions are best for you.
Specifically with credit cards, there is often a lot more detail and information than I can fit on my Top Deals page, so I recently added a Credit Cards tab to the site navigation panel at the top of your screen. This way, you can view different types of rewards cards with more information- like APR and balance transfer information. Note: the cards listed are not all of the best deals – I still recommend you reference the Top Deals page for that, but this is more of a comparison tool so you can review all of the information of a card compared to others.
I’m also excited to announce that I now offer Capital One credit cards via the Credit Cards tab. Capital One cards are the original “no hassle” rewards cards. For example, on the Venture card, you earn 2 points per dollar spent and each point is worth a penny towards travel. Essentially it’s a 2% return (to be used for travel) on all of your spend. While it’s possible to get more than 2% return on your spend by accruing miles and points that can be transferred into airline and hotel programs, Capital One cards generally don’t come with high annual fees and none of them have foreign transaction fees.
If you redeem for coach domestic travel, you should definitely look into a Capital One card. Instead of trying to find 25,000 mile saver award seats, 25,000 Capital One points will get you $250 towards flights (and remember you earn 2x points on every dollar spent, which is much more generous than most mileage earning cards), plus you earn miles and elite status on flights redeemed using your Capital One points. While the math may not work out for someone who wants to redeem for international first class seats, Capital One cards can make sense for many people, including families who need the flexibility to book multiple seats on non-stop flights or people who need their award tickets to help them earn elite status.
If you want to check out the different Capital One cards, their premier card- Venture- is listed under airlines, there are a couple under cash-back and then all others are under the “Other” category. If you have less-than perfect credit and want to increase your score so you can get in on the big credit card bonuses, check out the Capital One Secured Mastercard (under the Other category), which will help you rebuild your FICO score by reporting your on-time payments regularly to the credit bureaus.
As always, I really appreciate you using my links if you do end up getting a card that makes sense for you. If you ever have questions on what card might make the most sense, feel free to email me.