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I don’t want to sound like a broken record, but just wanted to remind everyone that today is the last day to get the Starwood American Express card with a 30,000 point sign-up bonus. You get 10k points immediately and 20k after spending $4,500 within the first three months. If you already have a personal card, you can get a business card using your Social Security Number and listing yourself as a sole proprietor. Hey, you never know when you might need a business credit card to start that blog or Ebay business you’ve always dreamed about! ;-)
Personal card application (Note: You must be logged out of your American Express account for the 30k bonus to load – or use a new browser).
Business card application
The Starwood card is a credit card, whereas the Platinum, Gold and Premier Rewards Gold are all charge cards which require you to pay off in full every month. While I don’t recommend carrying large balances because the interest you pay over time greatly negates the value of the points earned, this card is a much better option for a charge card for those who may need the flexibility to pay over time. This card is also great if you stay in Starwood hotels a lot, because you earn 2 SPG points per dollar spent at Starwood hotels in addition to the standard 2 points per dollar (3 points for elites). Additionally, you get Gold status after $30,000 in spend each year and the card gives stays/5 nights towards elite status. Since Platinum is at 25 stays/50 nights, this makes it easier to hit that level and get the suite upgrade perk.
Starwood Preferred Guest® Credit Card from American Express
|Intro APR||Regular APR||Annual Fee||Foreign Transaction Fee||Credit Rating|
|N/A||15.49%-19.49% Variable||$0 introductory annual fee for the first year, then $95.||2.70%||Excellent Credit|