January 26th, 2011

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As I wrote about here, the RBC Avion card has a little publicized transfer feature where you can move your points at a 1:1 ratio to British Airways, Cathay, and American. BA is offering a 50% bonus on transferred miles until January 31, 2011, which is a phenomenal deal. While BA may have some inflated award levels (270k first class to Africa vs AA 200), they do have some decent awards, like North America to South America for 80 and they also allow one way awards which include partners.

While the rules say RBC to British Airways transfers may take up to 4 weeks, in actuality they usually transfer in 2-3 days. While BA won’t let you hold awards (technically), they have pretty strong availability, especially in the first class cabin. And as we all know, I love am obsessed with their New First Class product.

Just make sure your RBC account name exactly matches your BA Executive Club account or else the transfer will get rejected. RBC is not like Amex where you can transfer to whomever you please. However, British Airways does let you set up household accounts, so if you and a couple friends want to pool miles for awards, simply change your addresses to the same one and create a household account. NOTE: once you are in a household account, you cannot redeem your miles for anyone outside of the “household”.

So go ahead and splurge on that First class ticket to Europe … as I always say, you only live once!

Chase Sapphire Preferred® Card

Even after the introduction of the Chase Sapphire Reserve, the Chase Sapphire Preferred is still a fantastic choice if you want to avoid the Reserve’s $450 annual fee, earn 2x on all travel & dining and earn a 50,000 point sign up bonus.

Apply Now
More Things to Know
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR
N/A
Regular APR
16.24%-23.24% Variable
Annual Fee
Introductory Annual Fee of $0 the first year, then $95
Balance Transfer
5.00%
Recommended Credit
Excellent Credit

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.