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Update: Some offers mentioned below are no longer available. View the current offers here – Starwood Preferred Guest Credit Card from American Express, Starwood Preferred Guest Business Credit Card from American Express
While I think the Hyatt card is a better deal (the equivalent of 60,000 Starwood points if you use the two Hyatt nights at top tier hotels) because they don’t require any spend to get the bonus, the Starwood card does offer incredible flexibility because of their generous airline transfer ratios. For example, 20,000 Starwood points transfers into 25,000 airline miles with a lot of airlines. 20,000 Hyatt points will get you 8,000 airline miles. However, Hyatt’s nicest hotels only cost 22,000 points vs Starwood’s 30,000.
The great thing is, as long as you have good credit, there’s no reason to not get a Starwood and a Hyatt card. They are issued by two different lenders, so there’s no conflict in getting both.
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
- You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
- No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
- Terms and Conditions apply.
- See Rates & Fees